This document lists the bank related response codes returned from the Payment API. The "Message ID" and "Cardholder message" columns correspond to the response.message and response.message_id properties returned by the API response object. The "Merchant message" column contains an additional detailed message that is not returned by the API.
Responses are broken into 3 groups: gateway, credit card and Interac Online. Responses related to credit card transactions are sub-grouped by processor (Chase Paymentech, Desjardins, First Data, Global, TD, Vital). If you are processing transactions against a test account you will receive responses from our emulator, rather than a processor.
You should only map your responses handlers against message IDs as message strings are not guaranteed to be consistent over time.
| Message ID | Cardholder message | Merchant message |
|---|---|---|
| 14 | Invalid expiration date | Invalid expiration date |
| 16 | Duplicate Transaction – This transaction has already been approved | Duplicate Transaction – This transaction has already been approved |
| 21 | Validation is less than the minimum amount | Validation is less than the minimum amount |
| 22 | Validation greater than maximum amount | Validation greater than maximum amount |
| 26 | Invalid expiry date | Invalid expiry date |
| 49 | Invalid transaction request string | Invalid transaction request string |
| 50 | Invalid transaction type | Invalid transaction type |
| 51 | DECLINE | Restricted Card or IP |
| 52 | Invalid Card Number | Invalid Card Number |
| 53 | Application Error - Sending Request | Application Error - Sending Request |
| 54 | Transaction timeout - No available device | Transaction timeout - No available device |
| 55 | Transaction timeout - No transaction Response | Transaction timeout - No transaction Response |
| 56 | Application Error - Retrieving Response | Application Error - Retrieving Response |
| 59 | Declined - Operation must be performed by Master Merchant | Declined - Operation must be performed by Master Merchant |
| 60 | Declined - Operation restricted through Master Merchant | Declined - Operation restricted through Master Merchant |
| 190 | Unknown transaction response | Unknown transaction response |
| 191 | Invalid Transaction Amount | Invalid Transaction Amount |
| 192 | Transaction cannot be voided after being returned | Transaction cannot be voided after being returned |
| 193 | Amount does not match the transaction you are modifying. | Amount does not match the transaction you are modifying. |
| 194 | Transaction exceeds return limit. | Transaction exceeds return limit. |
| 195 | Invalid adjustment amount. | Invalid adjustment amount. |
| 196 | Original purchase transaction has been voided | Original purchase transaction has been voided |
| 197 | Transactions cannot be adjusted to a zero or negative value | Transactions cannot be adjusted to a zero or negative value |
| 198 | Zero value transactions cannot be voided | Zero value transactions cannot be voided |
| 199 | Credit card does not match original purchase. | Credit card does not match original purchase. |
| 200 | Transaction cannot be adjusted | Transaction cannot be adjusted |
| 201 | Invalid transaction adjustment ID | Invalid transaction adjustment ID |
| 202 | Invalid order number | Invalid order number |
| 203 | Pre-Authorization already completed | Pre-Authorization already completed |
| 204 | Declined: Use Pre-Auth Completion | Declined: Use Pre-Auth Completion |
| 205 | Transaction only voidable on the date processed | Transaction only voidable on the date processed |
| 206 | Account missing terminal id | Account missing terminal id |
| 207 | Invalid merchant id | Invalid merchant id |
| 208 | Completion greater than remaining reserve amount. | Completion greater than remaining reserve amount. |
| 209 | Merchant Account Disabled | Merchant Account Disabled |
| 210 | Merchant Account Closed | Merchant Account Closed |
| 211 | Service Unavailable - Please try again later | Service Unavailable - Please try again later |
| 212 | Service Unavailable - Please try again later | Service Unavailable - Please try again later |
| 214 | Transaction reversed | Transaction reversed |
| 215 | Address Validation Failed | Address Validation Failed |
| 217 | DECLINE | Transaction Declined TR |
| 218 | DECLINE | Transaction Declined AC |
| 297 | Service Unavailable - Please try again later | Service Unavailable - Please try again later |
| 298 | Service Unavailable - Please try again later | Service Unavailable - Please try again later |
| 299 | Service Unavailable - Please try again later | Service Unavailable - Please try again later |
| 300 | Service Unavailable - Please try again later | Service Unavailable - Please try again later |
| 301 | Service Unavailable - Please try again later | Service Unavailable - Please try again later |
| 302 | Service Unavailable - Please try again later | Service Unavailable - Please try again later |
| 303 | Service Unavailable - Please try again later | Service Unavailable - Please try again later |
| 304 | Service Unavailable - Please try again later | Service Unavailable - Please try again later |
| 305 | Service Unavailable - Please try again later | Service Unavailable - Please try again later |
| 306 | Service Unavailable - Please try again later | Service Unavailable - Please try again later |
| 307 | Service Unavailable - Please try again later | Service Unavailable - Please try again later |
| 308 | Service Unavailable - Please try again later | Service Unavailable - Please try again later |
| 309 | Service Unavailable - Please try again later | Service Unavailable - Please try again later |
| 310 | Service Unavailable - Please try again later | Service Unavailable - Please try again later |
| 311 | 3D Secure Failed | 3D Secure Failed |
| 312 | Card type not accepted | Card type not accepted |
| 313 | DECLINE | Over sales limit |
| 314 | Missing or invalid payment information - Please validate all required payment information. | Missing or invalid consumer payment information |
| 315 | CALL HELP DESK | HTTPS Connection Required |
| 316 | CALL HELP DESK | Invalid transaction validation type |
| 317 | CALL HELP DESK | Authentication Failed |
| 318 | CALL HELP DESK | No transaction request data received |
| 319 | CALL HELP DESK | Transaction Declined - Restricted transaction type |
| 320 | CALL HELP DESK | Missing errorPage URL |
| 321 | CALL HELP DESK | Missing or invalid return URL |
| 322 | CALL HELP DESK | Transaction amount does not match inventory calculation |
| 323 | CALL HELP DESK | One or more products not found in inventory |
| 324 | CALL HELP DESK | Invalid product quantity |
| 325 | File Transfer Approved | File Transfer Approved |
| 326 | Declined - Invalid bank account | Declined - Invalid bank account |
| 558 | Decline | Decline |
| 559 | No Transaction Found | No Transaction Found |
| 560 | Transaction In Process | Transaction In Process |
| 632 | Decline | Max number of recurring billing accounts reached |
| 674 | Payment declined | Payment declined |
| 681 | Payment method not accepted on this account | Payment method not accepted on this account |
| 682 | Decline | Decline |
| 683 | Declined. Missing or invalid merchant data. | Declined. Missing or invalid merchant data. |
| 760 | Multiple Transaction Matches Found | Multiple Transaction Matches Found |
| 761 | Payment Cancelled | Payment Cancelled |
| 762 | Expired session. Transaction not completed in allocated time. | Expired session. Transaction not completed in allocated time. |
| 788 | Duplicate Order Number - This order number has already been processed | Duplicate Order Number - This order number has already been processed |
| 789 | Card Number Mismatch | Card Number Mismatch |
| 792 | Credit card must support 3D Secure VBV or SecureCode | Credit card must support 3D Secure VBV or SecureCode |
| 793 | Address validation failed. Transaction reversed. | Address validation failed. Transaction reversed. |
| 800 | Invalid customer code (token) | Invalid customer code (token) |
| 801 | Card number missing for given customer code (token) | Card number missing for given customer code (token) |
| 802 | Declined HASH EXPIRED | Declined HASH EXPIRED |
| 804 | Declined - Entered Information Cannot Be Authenticated | Declined - Entered Information Cannot Be Authenticated |
| 807 | Batch close completed successfully | Batch close completed successfully |
| 808 | Batch close failed on all terminals | Batch close failed on all terminals |
| 809 | Batch close on one or more terminals | Batch close on one or more terminals |
| 810 | Batch close failed on store and forward | Batch close failed on store and forward |
| 811 | Insufficient user permission for processing payment transactions | Insufficient user permission for processing payment transactions |
| 812 | Insufficient user permission for processing refund transactions | Insufficient user permission for processing refund transactions |
| 813 | User session has expired | User session has expired |
| 814 | User session validation failed | User session validation failed |
| 815 | Invalid session source | Invalid session source |
| 816 | Card track data cannot be decrypted | Card track data cannot be decrypted |
| 817 | Card track data cannot be parsed for card number and expiry | Card track data cannot be parsed for card number and expiry |
| 818 | Invalid track format indicator | Invalid track format indicator |
| 819 | Missing AVS and CVD data required for Discover transaction | Missing AVS and CVD data required for Discover transaction |
| 820 | Invalid use of trnAmount field, must pass ordItemPrice with taxes enabled. | Invalid use of trnAmount field, must pass ordItemPrice with taxes enabled. |
| 821 | Declined | CVD mismatch. Transaction reversed |
| 822 | Declined | AVS mismatch. Transaction reversed |
| 825 | Missing or invalid term URL | CALL HELP DESK |
| 827 | Declined | Declined |
| 935 | Adjustment failed, please wait one minute and retry | Adjustment failed, please wait one minute and retry |
| 936 | Declined please try again | Invalid or expired single use token |
| 937 | Declined please try again | Single use token service unavailable |
| 938 | Authentication is required to process this transaction | Authentication is required to process this transaction |
| 940 | DECLINE | Masterpass account is not enabled |
| 941 | DECLINE | oauth_verifier is required |
| 942 | DECLINE | checkout_resource_url is required |
| 944 | Card entry method not accepted | Card entry method not accepted |
| 1134 | Transaction cannot be voided | Transaction cannot be voided |
| 1135 | Amount in the request does not match the amount in the payment token. | Declined |
| 1136 | Invalid or missing card-on-file request parameters | Invalid or missing card-on-file request parameters |
| 1137 | You are not authorized to process card-on-file transactions through this account. | You are not authorized to process card-on-file transactions through this account. |
| 1194 | Declined | Signature verification failed |
| 1195 | Declined | Signature expired |
| 1196 | Declined | Payment token expired |
| 1197 | Declined | Merchant ID in the request does not match the merchant ID in the payment token. |
| Message ID | Cardholder message | Merchant message |
|---|---|---|
| 1001 | APPROVED | Approved with balance |
| 1002 | APPROVED | Approved without the balance |
| 1003 | APPROVED | Approved VIP |
| 1004 | APPROVED | Approved. Administrative Transaction |
| 1005 | DECLINED | Declined |
| 1006 | EXPIRED CARD | Declined. Expired card |
| 1007 | ADM PIN TRIES EXCEE | Declined. Max PIN attempts with an Administrative card reached |
| 1008 | INVALID CARD | Declined. The Admin card must be from the same institution as the POS |
| 1009 | SYSTEM NOT AVAIL. | Declined. The host cannot authorize the transaction at this time |
| 1010 | TRX NOT ALLOWED | Declined. The transaction type is invalid |
| 1011 | TRX NOT ALLOWED | Declined. The transaction type is not supported on this terminal |
| 1012 | DECLINED | Declined. The card status is lost or stolen |
| 1013 | DECLINED | Declined. The status of the card is unknown |
| 1014 | ACCOUNT NOT SET UP | Declined. The account used in the transaction is not defined |
| 1015 | PLEASE RETRY | Declined. Auth. type incorrectly defined. Host problem |
| 1016 | INVALID CARD | Declined. Track2 invalid |
| 1017 | PLEASE RETRY | Declined. Partial cancellations are not supported |
| 1018 | PLEASE RETRY | Declined. Invalid amount |
| 1019 | PLEASE RETRY | Declined. The transaction date is invalid. |
| 1020 | PLEASE RETRY | Declined. Transaction declined by the issuer |
| 1021 | PLEASE RETRY | Declined. Format error in the transaction |
| 1022 | PLEASE RETRY | Declined. Invalid acquirer institution |
| 1023 | PLEASE RETRY | Declined. Routing problem |
| 1024 | PLEASE RETRY | Declined. Routing problem |
| 1025 | PLEASE RETRY | Declined. Cannot authorize |
| 1026 | PLEASE RETRY | Declined. Invalid card number length |
| 1027 | DECLINED | Declined. Insufficient funds |
| 1028 | PLEASE RETRY | Declined. Preauthorization limit reached for the period |
| 1029 | DECLINED | Declined. Duplicate transaction |
| 1030 | PLEASE RETRY | Declined. Max online refund amount reached for a card for the period |
| 1031 | REFUND LIMIT | Declined. Max offline refund amount reached for a card for the period |
| 1032 | REFUND LIMIT | Declined. Max refund amount for a transaction |
| 1033 | OVER MAX NUMBER TRX | Declined. Max number of refunds reached for a card for the period |
| 1034 | PLEASE RETRY | Declined. Max refund amount reached for a card for the period |
| 1035 | NOT AVAILABLE | Declined. Balance inquiry transaction not permitted |
| 1036 | OVER MAX NUMBER TRX | Declined. Usage limit has been reached |
| 1037 | OVER MAX NUMBER TRX | Declined. The number of refunds for this card type has been reached |
| 1038 | PLEASE RETRY | Declined. Declined by the issuer |
| 1039 | DECLINED | Declined. Status of the card inactive |
| 1040 | HOLD CARD | Declined. Stolen card |
| 1041 | REFUND LIMIT | Declined. Limit in the no. of trans. or refund amount and Interac cancellations reached for the terminal |
| 1042 | PIN REQUIRED | Declined. The card PIN is required for this card (can be admin card) |
| 1043 | INVALID CARD | Declined. The check digit of the card number is invalid |
| 1044 | PLEASE RETRY | Declined. A forced transaction ended in error due to a system problem |
| 1045 | SYSTEM NOT AVAIL. | Declined. The authorization host is not available |
| 1046 | CALL FOR AUTH | Declined. The authorization host is not available |
| 1047 | CALL FOR AUTH | Declined. The authorization host is not available |
| 1048 | PLEASE RETRY | Declined. System error |
| 1049 | TRX NOT ALLOWED | Declined. Unsupported transaction |
| 1050 | CALL FOR AUTH | Declined. Maximum amount limit |
| 1051 | CALL FOR AUTH | Declined. Maximum amount limit for the day reached |
| 1052 | CALL SERVICE | Declined. Issuing host did not respond (timeout) |
| 1053 | CALL SERVICE | Declined. System error |
| 1054 | CALL SERVICE | Declined. System error |
| 1055 | CALL SERVICE | Declined. System error (admin card) |
| 1056 | CALL FOR AUTH | Declined. System error with security boxes |
| 1057 | CALL FOR AUTH | Declined. ARQC error |
| 1058 | CALL FOR AUTH | Declined. CVR error |
| 1059 | CALL FOR AUTH | Declined. TVR error |
| 1060 | CALL FOR AUTH | Declined. This message is an EMV referral - "fallback" |
| 1061 | RETAILER NOT FOUND | Declined. The merchant number is invalid |
| 1062 | PLEASE RETRY | Declined. Account type invalid. |
| 1063 | INVALID ADMIN PIN | Declined. The administrative PIN is invalid |
| 1064 | NEED ADMIN CARD | Declined. Admin card required. Currently only validated for admin PIN change transactions |
| 1065 | CALL SERVICE | Declined. The amount of the transaction is too high |
| 1066 | CARD NOT SET UP | Declined. The card is not set up in the acquirer's host (POS) |
| 1067 | CALL SERVICE | Declined. The transaction date is invalid |
| 1068 | INVALID DATE | Declined. The expiry date of the card is invalid |
| 1069 | CALL SERVICE | Declined. Transaction code invalid |
| 1070 | DECLINED | Declined. Transaction amount exceeds the allowable limit |
| 1071 | DECLINED | Declined. EMV - ARQC invalid |
| 1072 | DECLINED | Declined. EMV - Error with the security box |
| 1073 | DECLINED | Declined. EMV - Error with the security box |
| 1074 | DECLINED | Declined. EMV - Key cannot be found in the security module |
| 1075 | DECLINED | Declined. EMV - ATC error |
| 1076 | DECLINED | Declined. EMV - CVR error |
| 1077 | DECLINED | Declined. EMV - TVR error |
| 1078 | DECLINED | Declined. EMV - Transaction in fallback |
| 1079 | INVALID PROGRAM | Declined. PPC - The selected program is inactive |
| 1080 | TRX NOT ALLOWED | Declined. PPC - The merchant does not have access to the transaction program |
| 1081 | INC. AMOUNT/CARD | Declined. PPC - Amount differs from the program |
| 1082 | INVALID AMOUNT | Declined. PPC - The amount does not correspond with the program |
| 1083 | DECLINED | Declined. PPC - Activation correction impossible |
| 1084 | DECLINED | Declined. PPC - amount of the transaction higher than the starting amount |
| 1085 | ALREADY ACTIVE | Declined. PPC - card already activated |
| 1086 | INSUFF. FUNDS | Declined. PPC - Insufficient funds |
| 1087 | INVALID CARD | Declined. PPC - Invalid card |
| 1088 | FORMAT ERROR | Declined. Error in the format of the transaction |
| 1089 | FORMAT ERROR | Declined. Error in the contents of a field in the transaction |
| 1090 | FORMAT ERROR | Declined. Error in Batch Close |
| 1091 | PLEASE RETRY | Declined. Desjardins acquirer system timeout |
| 1092 | FORMAT ERROR | Declined. Error in the Desjardins host acquirer system |
| 1093 | TERMINAL DEACTIVATED | Declined. The terminal is deactivated at the Desjardins acquirer host |
| 1094 | FORMAT ERROR | Declined. The transaction is invalid. The response sent by the host only contains a header. |
| 1095 | INVALID PIN LENGTH | Declined. PIN length invalid |
| 1096 | PLEASE RETRY | Declined. Cardholder card data decrypting error. |
| 1097 | PLEASE RETRY | Declined. MAC error |
| 1098 | CALL SERVICE | Declined. Sequence number (see header) is invalid |
| 1099 | PIN TRIES EXCEEDED | Declined. Number of PIN attempts exceeded |
| 1100 | EXPIRED CARD | Declined. Expired card |
| 1101 | HOLD CARD | Declined. Card probably fraudulent. |
| 1102 | HOLD CARD | Declined. Stolen card |
| 1103 | INVALID AMOUNT | Declined. Invalid amount |
| 1104 | PLEASE RETRY | Declined. Invalid card |
| 1105 | HOLD CARD | Declined. Card probably fraudulent. |
| 1106 | PLEASE RETRY | Declined. Limit exceeded |
| 1107 | HOLD CARD | Declined. Amount exceeds the limit |
| 1108 | HOLD CARD | Declined. Retain card |
| 1109 | DECLINED | Declined. EMV - ARQC error |
| 1110 | DECLINED | Declined. EMV - CVR error |
| 1111 | DECLINED | Declined. EMV - TVR error |
| 1112 | UNABLE TO PROCESS | Declined. Error in the tax calculation |
| 1113 | CANCELLATION LIMITÂ | Declined. Daily Interac cancellation limit reached |
| 1114 | KEY CHANGE REQUIRED | Declined. First transaction for a terminal must be a transaction code 96 |
| 1115 | CARD NOT SUPPORTED | Declined. |
| 1116 | SELECT OTHER ACCT | Declined. Inactive Desjardins Interac account |
| 1117 | CARD NOT SET UP | Declined. Inactive Desjardins Interac card |
| 1118 | DECLINED | Declined. Desjardins Interac card, insufficient funds |
| 1119 | NOT ALLOWED | Declined. Transaction not allowed |
| 1120 | INVALID PIN | Declined. Incorrect PIN |
| 1121 | DECLINED | Declined. PIN Required. The card must be inserted into the chip reader. |
| 1122 | ADM PIN NOT IN FILE | Declined. Unrecognized administrative card |
| 1123 | PIN CHG NOT ALLOWED | Declined. This Admin card cannot be used to change the PIN |
| 1124 | SYSTEM NOT AVAIL. | Declined. Desjardins Interac issuing host unavailable |
| 1125 | DECLINED | Declined. Requires caisse authorization |
| 1126 | ACCOUNT NOT SET UP | Declined. Non-existent account |
| 1127 | CARD NOT SUPPORTED | Declined. Caisse (branch) does not exist |
| 1128 | CARD NOT SET UP | Declined. Card inactive at the Desjardins Interac issuing host |
| 1129 | SELECT OTHER ACCT | Declined. Account does not exist |
| 1130 | DECLINED | Declined. Amount exceeds the allowable limit |
| 1131 | CARD NOT SET UP | Declined. Account does not exist |
| 1132 | Invalid Accord D Transaction | Invalid Accord D Transaction |
| 1133 | Accord D transaction cannot be processed as recurring. | Accord D transaction cannot be processed as recurring. |
| Message ID | Cardholder message | Merchant message |
|---|---|---|
| 684 | APPROVAL | APPROVAL |
| 685 | REFERRAL | REFERRAL |
| 686 | INVLD MER ID | INVLD MER ID |
| 687 | APPRV LESSER AMT | APPRV LESSER AMT |
| 688 | BAD PROCESSING CODE | BAD PROCESSING CODE |
| 689 | INV AMT | INV AMT |
| 690 | INV ACCT NUM | INV ACCT NUM |
| 691 | INV TERMINAL | INV TERMINAL |
| 692 | PLEASE RETRY | PLEASE RETRY |
| 693 | DECLINED | DECLINED |
| 694 | EXPIRED CARD | EXPIRED CARD |
| 695 | DECLINED | DECLINED |
| 696 | HOLD - CALL CTR | HOLD - CALL CTR |
| 697 | SERV NOT ALLOWED | SERV NOT ALLOWED |
| 698 | APPROVAL | APPROVAL |
| 699 | AVS ACCEPTED | AVS ACCEPTED |
| 700 | INVALID TERM ID | INVALID TERM ID |
| 701 | PLEASE RETRY | PLEASE RETRY |
| 702 | RESEND BATCH | RESEND BATCH |
| 703 | SYSTEM PROBLEM | SYSTEM PROBLEM |
| 704 | CVV2 DECLINED | CVV2 DECLINED |
| 705 | DOWNLOAD FAILED | DOWNLOAD FAILED |
| 706 | INVLID MAC | INVLID MAC |
| 707 | INVALID ID NBR | INVALID ID NBR |
| 708 | INV DRIVER NBR | INV DRIVER NBR |
| 709 | INV VEHICLE NBR | INV VEHICLE NBR |
| 710 | INV EXP DATE | INV EXP DATE |
| 711 | INVLD AMT 3 | INVLD AMT 3 |
| 712 | INVLD ACCT 2 | INVLD ACCT 2 |
| 713 | INV EXP DATE | INV EXP DATE |
| 714 | INV ACCT | INV ACCT |
| 715 | INVLD ACCT 1 | INVLD ACCT 1 |
| 716 | CAPT. NOT ALLOWED | CAPT. NOT ALLOWED |
| 717 | COMM ERR RESEND | COMM ERR RESEND |
| 718 | INVL TERMINAL ID | INVL TERMINAL ID |
| 719 | INVL ARRIVAL-DT | INVL ARRIVAL-DT |
| 720 | INVL CHECKOUT DT | INVL CHECKOUT DT |
| 721 | INVL ROOM RATE | INVL ROOM RATE |
| 722 | INVL FOLIO NBR | INVL FOLIO NBR |
| 723 | INV TRN TYPE | INV TRN TYPE |
| 724 | MAX TIP $999 | MAX TIP $999 |
| 725 | INCORRECT PIN | INCORRECT PIN |
| 726 | AMT EXCEEDED LIMIT | AMT EXCEEDED LIMIT |
| 727 | HOST KEY ERROR | HOST KEY ERROR |
| 728 | PIN RETRY EXCEEDED | PIN RETRY EXCEEDED |
| 729 | DUPLICATE TRAN | DUPLICATE TRAN |
| 730 | REV REJECTED | REV REJECTED |
| 731 | ENTER LESSER AMOUNT | ENTER LESSER AMOUNT |
| 732 | PIN XLATE ERROR | PIN XLATE ERROR |
| 733 | INV CASHBACK AMT | INV CASHBACK AMT |
| 734 | CRYPTO BOX UNAV | CRYPTO BOX UNAV |
| 735 | DBT SWITCH UNAVL | DBT SWITCH UNAVL |
| 736 | ISSUER UNAV | ISSUER UNAV |
| 737 | UNDEFINED CARD | UNDEFINED CARD |
| 738 | DBTSW INV MERID | DBTSW INV MERID |
| 739 | TRAN CT EXCD LMT | TRAN CT EXCD LMT |
| 740 | RESUB EXCDS LMT | RESUB EXCDS LMT |
| 741 | DBTSW PIN XL ERR | DBTSW PIN XL ERR |
| 742 | DECLINE | DECLINE |
| 823 | ISS UNAV/DATE ER | ISS UNAV/DATE ER |
| 939 | Reversal Outside Window | Reversal Outside Window |
| 1176 | ADD AUTH REQUIRE | ADD AUTH REQUIRE |
| Message ID | Cardholder message | Merchant message |
|---|---|---|
| 561 | Approved or Completed Successfully. | Approved or Completed Successfully. |
| 562 | Call your Voice Authorization Center. | Call your Voice Authorization Center. |
| 563 | Touchtone capture, won’t roll to an operator. | Touchtone capture, won’t roll to an operator. |
| 564 | The Terminal ID is not set up on the Global Payments master file or the issuer returned an invalid merchant response. | The Terminal ID is not set up on the Global Payments master file or the issuer returned an invalid merchant response. |
| 565 | Authorization Declined. | Authorization Declined. |
| 566 | Authorization Declined. | Authorization Declined. |
| 567 | Requested transaction reversal was successful. | Requested transaction reversal was successful. |
| 568 | Response for CVV2 failure. Declined. | Response for CVV2 failure. Declined. |
| 569 | Approved with positive ID. Host does not capture this transaction. | Approved with positive ID. Host does not capture this transaction. |
| 570 | The Processing Code in the inbound message is incorrect. | The Processing Code in the inbound message is incorrect. |
| 571 | Amount entered is invalid. | Amount entered is invalid. |
| 572 | Account number or track data does not pass edit checks. | Account number or track data does not pass edit checks. |
| 573 | The transaction cannot be completed at this time. Retry later. | The transaction cannot be completed at this time. Retry later. |
| 574 | Expiration date entered is incorrect. | Expiration date entered is incorrect. |
| 575 | Incorrect PIN entered. | Incorrect PIN entered. |
| 576 | Customer, merchant or terminal set up incorrectly for transaction used or the transaction is not being allowed to the merchant. | Customer, merchant or terminal set up incorrectly for transaction used or the transaction is not being allowed to the merchant. |
| 577 | Maximum PIN entry attempts exceeded. | Maximum PIN entry attempts exceeded. |
| 578 | Transaction entered is a duplicate. | Transaction entered is a duplicate. |
| 579 | Global Payments Check System unavailable. | Global Payments Check System unavailable. |
| 580 | INV ACCT MATCH | INV ACCT MATCH |
| 581 | INV ACCT MATCH | INV ACCT MATCH |
| 582 | INV ITEM NUM | INV ITEM NUM |
| 583 | ITEM ADJ | ITEM ADJ |
| 584 | Terminal has not been balanced within time specified in the Global Payments Merchant Master File for this merchant. | Terminal has not been balanced within time specified in the Global Payments Merchant Master File for this merchant. |
| 585 | USE DUP THEN BAL | USE DUP THEN BAL |
| 586 | NO DUP FOUND | NO DUP FOUND |
| 587 | Format of the transaction is incorrect. | Format of the transaction is incorrect. |
| 588 | Transaction is attempted on a transaction that is not in the open batch on the host. | Transaction is attempted on a transaction that is not in the open batch on the host. |
| 589 | Approved but not captured. | Approved but not captured. |
| 590 | Approved but this EDC merchant is not set up to capture this card type. | Approved but this EDC merchant is not set up to capture this card type. |
| 591 | INV BANK | INV BANK |
| 592 | TRAN TYPE INVLD | TRAN TYPE INVLD |
| 593 | Approved debit card transaction. | Approved debit card transaction. |
| 594 | Global Payments gateway is experiencing a problem. | Global Payments gateway is experiencing a problem. |
| 595 | DB UNAVAIL 03 | DB UNAVAIL 03 |
| 596 | DB UNAVAIL 04 | DB UNAVAIL 04 |
| 597 | Merchant is not set up for debit on Global Payments Merchant Master File. | Merchant is not set up for debit on Global Payments Merchant Master File. |
| 598 | Invalid card number. | Invalid card number. |
| 599 | DB ISSUER UNAVAIL | DB ISSUER UNAVAIL |
| 600 | INVALID POS CARD | INVALID POS CARD |
| 601 | ACCT TYPE INVLD | ACCT TYPE INVLD |
| 602 | INVALID PREFIX | INVALID PREFIX |
| 603 | INVALID FIID | INVALID FIID |
| 604 | VERIFY | VERIFY |
| 605 | INVALID LIC | INVALID LIC |
| 606 | INVALID STATE CD | INVALID STATE CD |
| 607 | EDC application down, try later. | EDC application down, try later. |
| 608 | DB UNAVAIL 01 | DB UNAVAIL 01 |
| 609 | SCAN UNAVAILABLE | SCAN UNAVAILABLE |
| 610 | Exceeds withdrawal amount limit. | Exceeds withdrawal amount limit. |
| 611 | EXCEEDS MAX USES | EXCEEDS MAX USES |
| 770 | American Express CID failure. | American Express CID failure. |
| 803 | ISSUER UNAVAIL | ISSUER UNAVAIL |
| 806 | TRAN NOT ALLOWED | TRAN NOT ALLOWED |
| 1140 | INVALID INSTALLMENT | INVALID INSTALLMENT |
| 1141 | INVALID CURRENCY | INVALID CURRENCY |
| 1142 | INVALID ICC DATA | INVALID ICC DATA |
| 1143 | NA CAPT TXN | NA CAPT TXN |
| 1144 | FAX REQUIRED | FAX REQUIRED |
| 1145 | NA SETL TXN | NA SETL TXN |
| 1146 | USE CHIP READER | USE CHIP READER |
| 1147 | Only part of the requested amount was approved, but this EDC merchant is not set up to capture this card type. | Only part of the requested amount was approved, but this EDC merchant is not set up to capture this card type. |
| 1149 | PARTIAL AP | PARTIAL AP |
| 1150 | DECLINE DO NOT RETRY | DECLINE DO NOT RETRY |
| 1151 | DECLINE DO NOT RETRY | DECLINE DO NOT RETRY |
| 1152 | DECLINE RETRY LATER | DECLINE RETRY LATER |
| 1153 | DECLINE RETRY LATER | DECLINE RETRY LATER |
| 1154 | DECLINE RETRY LATER | DECLINE RETRY LATER |
| 1155 | DECLINE RETRY LATER | DECLINE RETRY LATER |
| 1156 | DECLINE DO NOT RETRY | DECLINE DO NOT RETRY |
| 1157 | DECLINE RETRY LATER | DECLINE RETRY LATER |
| 1158 | DECLINE RETRY LATER | DECLINE RETRY LATER |
| 1159 | DECLINE RETRY LATER | DECLINE RETRY LATER |
| 1160 | Do not attempt to submit this transaction again. The issuer will not approve the transaction. | Do not attempt to submit this transaction again. The issuer will not approve the transaction. |
| 1161 | Do not attempt to submit this transaction again. The issuer will not approve the transaction. | Do not attempt to submit this transaction again. The issuer will not approve the transaction. |
| 1162 | Do not attempt to submit this transaction again. The issuer will not approve the transaction. | Do not attempt to submit this transaction again. The issuer will not approve the transaction. |
| Message ID | Cardholder message | Merchant message |
|---|---|---|
| 346 | Approved | Approved |
| 347 | Auth Declined | Auth Declined |
| 348 | Call Voice Oper | Call Voice Oper |
| 349 | Hold - Call | Hold - Call |
| 350 | Call Voice Oper | Call Voice Oper |
| 351 | Invalid Card No | Invalid Card No |
| 352 | Invalid Exp. Date | Invalid Exp. Date |
| 353 | Invalid ICA No | Invalid ICA No |
| 354 | Invalid ABA No | Invalid ABA No |
| 355 | Invalid PIN No | Invalid PIN No |
| 356 | Invalid Bank MID | Invalid Bank MID |
| 357 | Invalid Term No | Invalid Term No |
| 358 | Invalid Amount | Invalid Amount |
| 359 | Invalid Tran Fmt | Invalid Tran Fmt |
| 360 | Call Voice Oper | Call Voice Oper |
| 361 | Lost/Stolen Card | Lost/Stolen Card |
| 362 | Invalid PIN | Invalid PIN |
| 363 | Over Credit Flr | Over Credit Flr |
| 364 | Request Denied | Request Denied |
| 365 | Not Online to XX | Not Online to XX |
| 366 | Auth Down-Retry | Auth Down-Retry |
| 367 | Auth Declined | Auth Declined |
| 368 | Invalid Pin No | Invalid Pin No |
| 369 | Auth Declined | Auth Declined |
| 370 | Card Not Allowed | Card Not Allowed |
| 371 | PL Setup Reqd | PL Setup Reqd |
| 372 | BIN Not Allowed | BIN Not Allowed |
| 373 | Card Not Allowed | Card Not Allowed |
| 374 | Inv Merc Rstrct Code | Inv Merc Rstrct Code |
| 375 | Prod Restricted | Prod Restricted |
| 376 | Prod Not On File | Prod Not On File |
| 377 | Auth Declined | Auth Declined |
| 378 | Auth Declined | Auth Declined |
| 379 | Auth Declined | Auth Declined |
| 380 | Request Denied | Request Denied |
| 381 | Invalid Driver Number | Invalid Driver Number |
| 382 | PIN Not Selected | PIN Not Selected |
| 383 | Auth Declined | Auth Declined |
| 384 | CVC2/CID ERROR | CVC2/CID ERROR |
| 385 | Tran Not Defined | Tran Not Defined |
| 386 | Block Act Not Alwd | Block Act Not Alwd |
| 387 | Incorrect Act Amt | Incorrect Act Amt |
| 388 | Auth Down - Retry | Auth Down - Retry |
| 389 | Auth Busy - Retry | Auth Busy - Retry |
| 390 | Auth Busy - Retry | Auth Busy - Retry |
| 391 | Auth Error - Retry | Auth Error - Retry |
| 392 | Err - Pls Retry | Err - Pls Retry |
| 393 | Err - Pls Retry | Err - Pls Retry |
| 394 | Invalid Term ID | Invalid Term ID |
| 395 | Invalid Function | Invalid Function |
| 396 | Invalid Card | Invalid Card |
| 397 | Invalid Exp. Date | Invalid Exp. Date |
| 398 | Invalid Action Code | Invalid Action Code |
| 399 | Amt Entry Error | Amt Entry Error |
| 400 | Invalid PIN | Invalid PIN |
| 401 | Invalid Card | Invalid Card |
| 402 | Auth # Not Entered | Auth # Not Entered |
| 403 | Invalid Down Pay Ind | Invalid Down Pay Ind |
| 404 | Policy # Wrong Len | Policy # Wrong Len |
| 405 | Invalid Ind Code | Invalid Ind Code |
| 406 | Invalid Function | Invalid Function |
| 407 | Entry Mode Invalid | Entry Mode Invalid |
| 408 | Invalid Industry Data | Invalid Industry Data |
| 409 | Inv Fleet Data | Inv Fleet Data |
| 410 | Invalid Sys Info | Invalid Sys Info |
| 411 | Invalid Format | Invalid Format |
| 412 | Inv Transaction Class | Inv Transaction Class |
| 413 | Inv PIN Capability | Inv PIN Capability |
| 414 | Inv/Missing Retr Ref | Inv/Missing Retr Ref |
| 415 | Inv MSDI | Inv MSDI |
| 416 | Invalid Duration | Invalid Duration |
| 417 | Inv Pref Cust Ind | Inv Pref Cust Ind |
| 418 | Inv MO/TO Number | Inv MO/TO Number |
| 419 | Inv Sale/Chg Des/Folio | Inv Sale/Chg Des/Folio |
| 420 | Inv Mult Clr Seq No | Inv Mult Clr Seq No |
| 421 | Inv Purch Card Data | Inv Purch Card Data |
| 422 | Inv Input/Use VRU | Inv Input/Use VRU |
| 423 | Invalid EC Data 329 | Invalid EC Data 329 |
| 424 | INV Function or Multiple FS or Unknown TKN | INV Function or Multiple FS or Unknown TKN |
| 425 | INV TKN Value | INV TKN Value |
| 426 | CVD Data Error | CVD Data Error |
| 427 | TKN Data Error | TKN Data Error |
| 428 | Invalid Term ID | Invalid Term ID |
| 429 | Invalid Term ID | Invalid Term ID |
| 430 | Term Not Active | Term Not Active |
| 431 | Invalid Act Code | Invalid Act Code |
| 432 | Void Not Allowed | Void Not Allowed |
| 433 | Ref Num Not Found | Ref Num Not Found |
| 434 | Proc Error 7 | Proc Error 7 |
| 435 | Too Many Batches | Too Many Batches |
| 436 | Release Batch | Release Batch |
| 437 | Invalid Function | Invalid Function |
| 438 | Invalid Term ID | Invalid Term ID |
| 439 | Invalid Term ID | Invalid Term ID |
| 440 | Proc Error 13 | Proc Error 13 |
| 441 | Proc Error 14 | Proc Error 14 |
| 442 | Proc Error 15 | Proc Error 15 |
| 443 | Invalid Function | Invalid Function |
| 444 | Invalid Function | Invalid Function |
| 445 | Invalid Function | Invalid Function |
| 446 | Please Try Again | Please Try Again |
| 447 | Invalid Function | Invalid Function |
| 448 | Amount Too Large | Amount Too Large |
| 449 | Amount Too Large | Amount Too Large |
| 450 | Invalid Term ID | Invalid Term ID |
| 451 | Proc Error 24 | Proc Error 24 |
| 452 | Invalid Term ID | Invalid Term ID |
| 453 | Invalid Function | Invalid Function |
| 454 | Rev Not Allowed | Rev Not Allowed |
| 455 | Rev Not Allowed | Rev Not Allowed |
| 456 | Dscv Not Allowed | Dscv Not Allowed |
| 457 | Rev Not Allowed | Rev Not Allowed |
| 458 | Dscv Not Allowed | Dscv Not Allowed |
| 459 | DC Not Allowed | DC Not Allowed |
| 460 | CB Not Allowed | CB Not Allowed |
| 461 | Invalid Key | Invalid Key |
| 462 | Invalid Key | Invalid Key |
| 463 | Failed-Plz Call | Failed-Plz Call |
| 464 | Failed-Plz Call | Failed-Plz Call |
| 465 | Failed-Plz Call | Failed-Plz Call |
| 466 | Failed-Plz Call | Failed-Plz Call |
| 467 | Failed-Plz Call | Failed-Plz Call |
| 468 | Failed-Plz Call | Failed-Plz Call |
| 469 | Failed-Plz Call | Failed-Plz Call |
| 470 | JCB Not Allowed | JCB Not Allowed |
| 471 | JCB Not Allowed | JCB Not Allowed |
| 472 | Bank Not On File | Bank Not On File |
| 473 | No Sponsor Inst | No Sponsor Inst |
| 474 | Failed Plz Call | Failed Plz Call |
| 475 | WX Not Allowed | WX Not Allowed |
| 476 | Amount Too Large | Amount Too Large |
| 477 | Reenter Odometer | Reenter Odometer |
| 478 | ||
| 479 | Tran Not Allowed | Tran Not Allowed |
| 480 | Bat Already Rels | Bat Already Rels |
| 481 | Invalid Rtng Ind | Invalid Rtng Ind |
| 482 | AX Not Allowed | AX Not Allowed |
| 483 | Invalid Merchant | Invalid Merchant |
| 484 | Call Voice Op | Call Voice Op |
| 485 | Auth Down-Retry | Auth Down-Retry |
| 486 | Auth Busy-Retry | Auth Busy-Retry |
| 487 | Auth Busy-Retry | Auth Busy-Retry |
| 488 | Invalid Term ID | Invalid Term ID |
| 489 | Term Not Active | Term Not Active |
| 490 | No Transactions | No Transactions |
| 491 | Bat Already Rels | Bat Already Rels |
| 492 | Batch Not Found | Batch Not Found |
| 794 | NO CHECKING ACCT | NO CHECKING ACCT |
| 805 | Signature Debit Not Allowed | Signature Debit Not Allowed |
| T58 | SMTINQ MISS AMEX SCAP T58 | MISSING AMEX SCAP RECORD FOR AMEX OPTBLUE |
| Message ID | Cardholder message | Merchant message |
|---|---|---|
| 61 | Approved | Approved |
| 62 | Approved | Approved |
| 63 | Approved | Approved |
| 64 | Approved | Approved |
| 65 | Approved | Approved |
| 66 | Approved | Approved |
| 67 | Approved | Approved |
| 68 | Approved | Approved |
| 69 | Approved | Approved |
| 70 | Approved | Approved |
| 71 | Declined | Declined |
| 72 | Declined EXPIRED CARD | Declined EXPIRED CARD |
| 73 | Declined | Declined |
| 74 | Declined | Declined |
| 75 | Declined | Declined |
| 76 | PLEASE TRY AGAIN | PLEASE TRY AGAIN |
| 77 | Declined | Declined |
| 78 | Declined | Declined |
| 79 | Declined | Declined |
| 80 | Declined | Declined |
| 81 | Declined | Declined |
| 82 | Declined | Declined |
| 83 | Declined | Declined |
| 84 | Declined | Declined |
| 85 | Declined | Declined |
| 86 | PLEASE TRY AGAIN | Declined |
| 87 | Declined | Declined ADJ NOT ALLOWED |
| 88 | Declined Do Not Retry | Declined Do Not Retry |
| 89 | Declined | Declined INVALID TRAN DATE |
| 90 | Declined | Declined |
| 91 | PLEASE TRY AGAIN | Declined |
| 92 | Declined | Declined |
| 93 | Declined | Declined |
| 94 | Declined | Declined |
| 95 | Declined | Declined |
| 96 | Declined | Declined |
| 97 | Declined | Declined |
| 98 | Declined | Declined |
| 99 | Declined | Declined |
| 100 | Declined | Declined DUPLICATE TRAN |
| 101 | Declined | Declined |
| 102 | Declined | Declined |
| 103 | Declined | Declined MAX PER REFUND |
| 104 | Declined | Declined NUM TIMES USED |
| 105 | Declined | Declined MAX REFUND TOTAL |
| 106 | Declined | Declined |
| 107 | Declined | Declined |
| 108 | Declined | Declined |
| 109 | Declined | Declined MAX REFUND NUMBER |
| 110 | Declined | Declined |
| 111 | Declined | Declined |
| 112 | Declined | Declined |
| 113 | Declined | Declined |
| 114 | Declined | Declined |
| 115 | Declined | Declined |
| 116 | Declined | Declined |
| 117 | Declined | Declined |
| 118 | Declined | Declined |
| 119 | Declined | Declined |
| 120 | Declined | Declined |
| 121 | Declined | Declined |
| 122 | Declined | Declined |
| 123 | Call for Auth | Call for Auth |
| 124 | Declined | Declined |
| 125 | Declined | Declined |
| 126 | Declined | Declined |
| 127 | Declined | Declined CARD NOT SUPPORTED |
| 128 | Declined | Declined |
| 129 | Declined | Declined |
| 130 | Declined | Declined |
| 131 | Declined | Declined |
| 132 | Declined | Declined |
| 133 | Declined | Declined |
| 134 | Declined | Declined |
| 135 | Declined | Declined |
| 136 | Declined | Declined |
| 137 | Declined | Declined |
| 138 | Declined | Declined |
| 139 | Declined | Declined SERVICE MERCHANT NOT ON FILE |
| 140 | Declined | Declined |
| 141 | Declined | Declined |
| 142 | Declined | Declined |
| 143 | Declined | Declined |
| 144 | Declined | Declined |
| 145 | Declined | Declined |
| 146 | Declined | Declined |
| 147 | Declined | Declined INVALID TRAN DATE |
| 148 | Declined | Declined INVALID EXP DATE |
| 149 | Declined | Declined INVALID TRANCODE |
| 150 | Declined | Declined |
| 151 | Declined | Declined |
| 152 | Declined | Declined |
| 153 | Declined | Declined |
| 154 | Declined | Declined BAD FORMAT |
| 155 | Declined | Declined BAD DATA |
| 156 | Declined | Declined |
| 157 | Declined | Declined |
| 158 | PLEASE TRY AGAIN | Declined - TIMEOUT |
| 159 | Declined | Declined |
| 160 | Declined | Declined TERMINAL DEACTIVATED |
| 161 | Declined | Declined BAD RESPONSE LENGTH |
| 162 | Declined | Declined |
| 163 | Declined | Declined |
| 164 | Declined | Declined |
| 165 | Declined | Declined |
| 166 | Declined | Declined BAD SEQUENCE NUMBER |
| 167 | Declined | Declined |
| 168 | Declined | Declined EXPIRED CARD |
| 169 | Declined | Declined |
| 170 | Declined | Declined |
| 171 | Declined | Declined |
| 172 | Declined | Declined |
| 173 | Declined | Declined |
| 174 | Declined | Declined |
| 175 | Declined | Declined |
| 176 | Declined | Declined |
| 177 | Declined | Declined ADMIN CARD NOT FOUND |
| 178 | Declined | Declined ADMIN CARD NOT ALLOWED |
| 179 | Declined | Declined |
| 180 | Declined | Declined |
| 181 | Declined | Declined |
| 182 | Declined | Declined |
| 183 | Declined | Declined |
| 184 | Declined | Declined |
| 185 | Declined | Declined |
| 186 | Declined | Declined |
| 187 | Declined | Declined |
| 188 | Declined | Declined |
| 189 | Declined | Declined |
| 700 | Declined | Declined Do Not Retry |
| 710 | PT Token Expired | PT Token Expired |
| 711 | PT Token start date in the future, no active yet | PT Token start date in the future, no active yet |
| 712 | PT Token and PAN are present in the request message | PT Token and PAN are present in the request message |
| 713 | Invalid PT Token | Invalid PT Token |
| 714 | Merchant does not subscribe to Merchant OMNI Tokenization | Merchant does not subscribe to Merchant OMNI Tokenization |
| 715 | PT Token no present in request message | PT Token no present in request message |
| 716 | PT Token is present, Expiry Date is not present | PT Token is present, Expiry Date is not present |
| 717 | OMNI Tokenization is disabled | OMNI Tokenization is disabled |
| 718 | Invalid API version | Invalid API version |
| 771 | Declined | Declined |
| 772 | Declined | Declined |
| 773 | Declined | Declined |
| 774 | Declined | Declined |
| 775 | Declined | Declined |
| 776 | Declined | Declined |
| 777 | Declined | Declined |
| 778 | Declined | Declined |
| 779 | Declined | Declined |
| 780 | Declined | Declined |
| 781 | Declined | Declined |
| 782 | Declined | Declined |
| 783 | Declined | Declined |
| 784 | Declined | Declined |
| 785 | Declined | Declined |
| 786 | Declined | Declined |
| 787 | Declined | Declined |
| 824 | Approved | Approved |
| 909 | Declined Do Not Retry | Declined Do Not Retry |
| Message ID | Cardholder message | Merchant message |
|---|---|---|
| 494 | Approval | Approval |
| 495 | Card OK | Card OK |
| 496 | Call | Call |
| 497 | Call | Call |
| 498 | No Reply | No Reply |
| 499 | No Reply | No Reply |
| 500 | Hold-call or Pick Up Card | Hold-call or Pick Up Card |
| 501 | Hold-call or Pick Up Card | Hold-call or Pick Up Card |
| 502 | Hold-call or Pick Up Card | Hold-call or Pick Up Card |
| 503 | Hold-call or Pick Up Card | Hold-call or Pick Up Card |
| 504 | Acct Length Err | Acct Length Err |
| 505 | Already Reversed | Already Reversed |
| 506 | Amount Error | Amount Error |
| 507 | Cant Verify PIN | Cant Verify PIN |
| 508 | Cant Verify PIN | Cant Verify PIN |
| 509 | Card No. Error | Card No. Error |
| 510 | Cashback Not App | Cashback Not App |
| 511 | Cashback Not Avl | Cashback Not Avl |
| 512 | Check Digit Err | Check Digit Err |
| 513 | CID Format Error | CID Format Error |
| 514 | Date Error | Date Error |
| 515 | Decline | Decline |
| 516 | Decline | Decline |
| 517 | Decline | Decline |
| 518 | Decline | Decline |
| 519 | Decline | Decline |
| 520 | Decline | Decline |
| 521 | Decline | Decline |
| 522 | Encryption Error | Encryption Error |
| 523 | Error | Error |
| 524 | Expired Card | Expired Card |
| 525 | Failure HV | Failure HV |
| 526 | Failure CV | Failure CV |
| 527 | Invalid Routing | Invalid Routing |
| 528 | Invalid Trans | Invalid Trans |
| 529 | No Account | No Account |
| 530 | No Action Taken | No Action Taken |
| 531 | Unsolic Reversal | Unsolic Reversal |
| 532 | No Action Taken | No Action Taken |
| 533 | No Check Account | No Check Account |
| 534 | No Credit Acct | No Credit Acct |
| 535 | No Save Account | No Save Account |
| 536 | No Such Issuer | No Such Issuer |
| 537 | PIN Exceeded | PIN Exceeded |
| 538 | RE Enter | RE Enter |
| 539 | Sec Violation | Sec Violation |
| 540 | Serv Not Allowed | Serv Not Allowed |
| 541 | Serv Not Allowed | Serv Not Allowed |
| 542 | Stop Recurring | Stop Recurring |
| 543 | Stop Recurring | Stop Recurring |
| 544 | System Error | System Error |
| 545 | Term Id Error | Term Id Error |
| 546 | Wrong Pin | Wrong Pin |
| 547 | CVV2 Mismatch | CVV2 Mismatch |
| 548 | Duplicate Trans | Duplicate Trans |
| 549 | Approval | Approval |
| 550 | Cannot Convert | Cannot Convert |
| 551 | Invalid ABA | Invalid ABA |
| 552 | Amount Error | Amount Error |
| 553 | Unpaid Items | Unpaid Items |
| 554 | Duplicate Number | Duplicate Number |
| 555 | MICR Error | MICR Error |
| 556 | Too Many Checks | Too Many Checks |
| 1163 | Partial Approval | Partial Approval |
| 1164 | Approval - VIP Approval | Approval - VIP Approval |
| 1165 | Approval - Honor Mastercard with ID | Approval - Honor Mastercard with ID |
| 1166 | SRCHG Not Allowed - Surcharge amount not permitted on Visa cards or EBT food stamps | SRCHG Not Allowed - Surcharge amount not permitted on Visa cards or EBT food stamps |
| 1167 | SRCHG Not Allowed - Surcharge amount not supported by debit network issuer | SRCHG Not Allowed - Surcharge amount not supported by debit network issuer |
| 1168 | System Error | System Error |
| 1169 | Undefined Response | Undefined Response |
| 1173 | Domestic Debit not allowed | Domestic Debit not allowed |
| 1174 | Suspected Fraud | Suspected Fraud |
| 1175 | Closed Account | Closed Account |
| Message ID | Cardholder message | Merchant message |
|---|---|---|
| 1 | APPROVED | Approved |
| 7 | APPROVED | Transaction Declined |
| Message ID | Cardholder message | Merchant message |
|---|---|---|
| 634 | APPROVED THANKS | APPROVED |
| 635 | CARD USE LIMITED REFER TO BRANCH | CARD USE LIMITED REFER TO BRANCH |
| 636 | FUNDS NOT AVAIL REFER TO BRANCH | FUNDS NOT AVAIL REFER TO BRANCH |
| 637 | EXPIRED CARD REFER TO BRANCH | EXPIRED CARD REFER TO BRANCH |
| 638 | PIN ERROR PLEASE RE-TRY | RE-TRY PIN ERROR |
| 639 | CANNOT PROCESS PLEASE RE-TRY | RE-TRY INVALID TRANSACTION |
| 640 | CANNOT PROCESS PLEASE RE-TRY | RE-TRY INVALID TRANSACTION |
| 641 | $ LIMIT EXCEEDED REFER TO BRANCH | $ LIMIT EXCEEDED REFER TO BRANCH |
| 642 | CARD USE LIMITED REFER TO BRANCH | CARD USE LIMITED REFER TO BRANCH |
| 643 | USAGE EXCEEDED REFER TO BRANCH | USAGE EXCEEDED REFER TO BRANCH |
| 644 | EXCESS PIN RETRY REFER TO BRANCH | EXCESS PIN RETRY REFER TO BRANCH |
| 645 | PIN ERROR PLEASE RE-TRY | RE-TRY EDIT ERROR |
| 646 | INVALID CARD REFER TO BRANCH | INVALID CARD REFER TO BRANCH |
| 647 | CANNOT PROCESS PLEASE RE-TRY | RE-TRY EDIT ERROR |
| 648 | CANNOT PROCESS PLEASE RE-TRY | RE-TRY EDIT ERROR |
| 649 | CANNOT PROCESS PLEASE RE-TRY | RE-TRY EDIT ERROR |
| 650 | CANNOT PROCESS PLEASE RE-TRY | RE-TRY INVALID CARD |
| 651 | CANNOT PROCESS PLEASE RE-TRY | RE-TRY SYSTEM PROBLEM |
| 652 | INVALID CARD REFER TO BRANCH | CARD NOT SUPPORTED REFER TO BRANCH |
| 653 | ACCT NOT SET UP REFER TO BRANCH | ACCT NOT SET UP REFER TO BRANCH |
| 654 | ACCT NOT SET UP REFER TO BRANCH | ACCT NOT SET UP REFER TO BRANCH |
| 655 | CARD IS NOT SETUP REFER TO BRANCH | CARD IS NOT SETUP REFER TO BRANCH |
| 656 | CANNOT PROCESS PLEASE RETRY | RE-TRY EDIT ERROR |
| 657 | CANNOT PROCESS PLEASE RETRY | RETRY SYSTEM TIMEOUT |
| 658 | CANNOT PROCESS PLEASE RE-TRY | RE-TRY EDIT ERROR |
| 659 | CANNOT PROCESS PLEASE RE-TRY | RE-TRY SYSTEM PROBLEM |
| 660 | Bad sequence number: resend transaction | Bad sequence number: resend transaction |
| 661 | CANNOT PROCESS PLEASE RE-TRY | RE-TRY SYSTEM PROBLEM |
| 662 | CANNOT PROCESS PLEASE RETRY | RE-TRY EDIT ERROR |
| 663 | CANNOT PROCESS PLEASE RETRY | RE-TRY EDIT ERROR |
| 664 | CANNOT PROCESS PLEASE RETRY | RE-TRY EDIT ERROR |
| 665 | CANNOT PROCESS PLEASE RE-TRY | RETRY SYSTEM PROBLEM |
| 666 | CANNOT PROCESS PLEASE RE-TRY | RETRY SYSTEM PROBLEM |
| 667 | CANNOT PROCESS PLEASE RE-TRY | RETRY SYSTEM PROBLEM |
| 668 | CANNOT PROCESS PLEASE RE-TRY | RETRY SYSTEM PROBLEM |
| 669 | CANNOT PROCESS OVER STORE LIMIT | OVER RETAILER LIMIT |
| 670 | CANNOT PROCESS PLEASE RE-TRY | RE-TRY INVALID TRANSACTION |
| 671 | CANNOT PROCESS | CANNOT PROCESS |
| 672 | CANNOT PROCESS OVER CORR LIMIT | EXCEEDS CORRECTION LIMIT |
| 673 | CANNOT PROCESS | CANNOT PROCESS |
| 1187 | LOST CARD RETRY WITH A DIFFERENT CARD | LOST CARD |
| 1188 | CANNOT PROCESS PLEASE RE-TRY | RE-TRY SYSTEM PROBLEM |
| 1189 | CANNOT PROCESS PLEASE RE-TRY | RE-TRY SYSTEM PROBLEM |
| 1190 | CANNOT PROCESS PLEASE RE-TRY | RE-TRY SYSTEM PROBLEM |
| 1191 | CANNOT PROCESS PLEASE RE-TRY | RE-TRY SYSTEM PROBLEM |