This document lists the bank related response codes returned from the Payment API. The "Message ID" and "Cardholder message" columns correspond to the response.message and response.message_id properties returned by the API response object. The "Merchant message" column contains an additional detailed message that is not returned by the API.
Responses are broken into 3 groups: gateway and credit card. Responses related to credit card transactions are sub-grouped by processor (Chase Paymentech, Desjardins, First Data, Global, TD, Vital). If you are processing transactions against a test account you will receive responses from our emulator, rather than a processor.
You should only map your responses handlers against message IDs as message strings are not guaranteed to be consistent over time.
Message ID | Cardholder message | Merchant message |
---|---|---|
14 | Invalid expiration date | Invalid expiration date |
16 | Duplicate Transaction – This transaction has already been approved | Duplicate Transaction – This transaction has already been approved |
21 | Validation is less than the minimum amount | Validation is less than the minimum amount |
22 | Validation greater than maximum amount | Validation greater than maximum amount |
26 | Invalid expiry date | Invalid expiry date |
49 | Invalid transaction request string | Invalid transaction request string |
50 | Invalid transaction type | Invalid transaction type |
51 | DECLINE | Restricted Card or IP |
52 | Invalid Card Number | Invalid Card Number |
53 | Application Error - Sending Request | Application Error - Sending Request |
54 | Transaction timeout - No available device | Transaction timeout - No available device |
55 | Transaction timeout - No transaction Response | Transaction timeout - No transaction Response |
56 | Application Error - Retrieving Response | Application Error - Retrieving Response |
59 | Declined - Operation must be performed by Master Merchant | Declined - Operation must be performed by Master Merchant |
60 | Declined - Operation restricted through Master Merchant | Declined - Operation restricted through Master Merchant |
190 | Unknown transaction response | Unknown transaction response |
191 | Invalid Transaction Amount | Invalid Transaction Amount |
192 | Transaction cannot be voided after being returned | Transaction cannot be voided after being returned |
193 | Amount does not match the transaction you are modifying. | Amount does not match the transaction you are modifying. |
194 | Transaction exceeds return limit. | Transaction exceeds return limit. |
195 | Invalid adjustment amount. | Invalid adjustment amount. |
196 | Original purchase transaction has been voided | Original purchase transaction has been voided |
197 | Transactions cannot be adjusted to a zero or negative value | Transactions cannot be adjusted to a zero or negative value |
198 | Zero value transactions cannot be voided | Zero value transactions cannot be voided |
199 | Credit card does not match original purchase. | Credit card does not match original purchase. |
200 | Transaction cannot be adjusted | Transaction cannot be adjusted |
201 | Invalid transaction adjustment ID | Invalid transaction adjustment ID |
202 | Invalid order number | Invalid order number |
203 | Pre-Authorization already completed | Pre-Authorization already completed |
204 | Declined: Use Pre-Auth Completion | Declined: Use Pre-Auth Completion |
205 | Transaction only voidable on the date processed | Transaction only voidable on the date processed |
206 | Account missing terminal id | Account missing terminal id |
207 | Invalid merchant id | Invalid merchant id |
208 | Completion greater than remaining reserve amount. | Completion greater than remaining reserve amount. |
209 | Merchant Account Disabled | Merchant Account Disabled |
210 | Merchant Account Closed | Merchant Account Closed |
211 | Service Unavailable - Please try again later | Service Unavailable - Please try again later |
212 | Service Unavailable - Please try again later | Service Unavailable - Please try again later |
214 | Transaction reversed | Transaction reversed |
215 | Address Validation Failed | Address Validation Failed |
217 | DECLINE | Transaction Declined TR |
218 | DECLINE | Transaction Declined AC |
297 | Service Unavailable - Please try again later | Service Unavailable - Please try again later |
298 | Service Unavailable - Please try again later | Service Unavailable - Please try again later |
299 | Service Unavailable - Please try again later | Service Unavailable - Please try again later |
300 | Service Unavailable - Please try again later | Service Unavailable - Please try again later |
301 | Service Unavailable - Please try again later | Service Unavailable - Please try again later |
302 | Service Unavailable - Please try again later | Service Unavailable - Please try again later |
303 | Service Unavailable - Please try again later | Service Unavailable - Please try again later |
304 | Service Unavailable - Please try again later | Service Unavailable - Please try again later |
305 | Service Unavailable - Please try again later | Service Unavailable - Please try again later |
306 | Service Unavailable - Please try again later | Service Unavailable - Please try again later |
307 | Service Unavailable - Please try again later | Service Unavailable - Please try again later |
308 | Service Unavailable - Please try again later | Service Unavailable - Please try again later |
309 | Service Unavailable - Please try again later | Service Unavailable - Please try again later |
310 | Service Unavailable - Please try again later | Service Unavailable - Please try again later |
311 | 3D Secure Failed | 3D Secure Failed |
312 | Card type not accepted | Card type not accepted |
313 | DECLINE | Over sales limit |
314 | Missing or invalid payment information - Please validate all required payment information. | Missing or invalid consumer payment information |
315 | CALL HELP DESK | HTTPS Connection Required |
316 | CALL HELP DESK | Invalid transaction validation type |
317 | CALL HELP DESK | Authentication Failed |
318 | CALL HELP DESK | No transaction request data received |
319 | CALL HELP DESK | Transaction Declined - Restricted transaction type |
320 | CALL HELP DESK | Missing errorPage URL |
321 | CALL HELP DESK | Missing or invalid return URL |
322 | CALL HELP DESK | Transaction amount does not match inventory calculation |
323 | CALL HELP DESK | One or more products not found in inventory |
324 | CALL HELP DESK | Invalid product quantity |
325 | File Transfer Approved | File Transfer Approved |
326 | Declined - Invalid bank account | Declined - Invalid bank account |
558 | Decline | Decline |
559 | No Transaction Found | No Transaction Found |
560 | Transaction In Process | Transaction In Process |
632 | Decline | Max number of recurring billing accounts reached |
674 | Payment declined | Payment declined |
681 | Payment method not accepted on this account | Payment method not accepted on this account |
682 | Decline | Decline |
683 | Declined. Missing or invalid merchant data. | Declined. Missing or invalid merchant data. |
760 | Multiple Transaction Matches Found | Multiple Transaction Matches Found |
761 | Payment Cancelled | Payment Cancelled |
762 | Expired session. Transaction not completed in allocated time. | Expired session. Transaction not completed in allocated time. |
788 | Duplicate Order Number - This order number has already been processed | Duplicate Order Number - This order number has already been processed |
789 | Card Number Mismatch | Card Number Mismatch |
792 | Credit card must support 3D Secure VBV or SecureCode | Credit card must support 3D Secure VBV or SecureCode |
793 | Address validation failed. Transaction reversed. | Address validation failed. Transaction reversed. |
800 | Invalid customer code (token) | Invalid customer code (token) |
801 | Card number missing for given customer code (token) | Card number missing for given customer code (token) |
802 | Declined HASH EXPIRED | Declined HASH EXPIRED |
804 | Declined - Entered Information Cannot Be Authenticated | Declined - Entered Information Cannot Be Authenticated |
807 | Batch close completed successfully | Batch close completed successfully |
808 | Batch close failed on all terminals | Batch close failed on all terminals |
809 | Batch close on one or more terminals | Batch close on one or more terminals |
810 | Batch close failed on store and forward | Batch close failed on store and forward |
811 | Insufficient user permission for processing payment transactions | Insufficient user permission for processing payment transactions |
812 | Insufficient user permission for processing refund transactions | Insufficient user permission for processing refund transactions |
813 | User session has expired | User session has expired |
814 | User session validation failed | User session validation failed |
815 | Invalid session source | Invalid session source |
816 | Card track data cannot be decrypted | Card track data cannot be decrypted |
817 | Card track data cannot be parsed for card number and expiry | Card track data cannot be parsed for card number and expiry |
818 | Invalid track format indicator | Invalid track format indicator |
819 | Missing AVS and CVD data required for Discover transaction | Missing AVS and CVD data required for Discover transaction |
820 | Invalid use of trnAmount field, must pass ordItemPrice with taxes enabled. | Invalid use of trnAmount field, must pass ordItemPrice with taxes enabled. |
821 | Declined | CVD mismatch. Transaction reversed |
822 | Declined | AVS mismatch. Transaction reversed |
825 | Missing or invalid term URL | CALL HELP DESK |
827 | Declined | Declined |
935 | Adjustment failed, please wait one minute and retry | Adjustment failed, please wait one minute and retry |
936 | Declined please try again | Invalid or expired single use token |
937 | Declined please try again | Single use token service unavailable |
938 | Authentication is required to process this transaction | Authentication is required to process this transaction |
940 | DECLINE | Masterpass account is not enabled |
941 | DECLINE | oauth_verifier is required |
942 | DECLINE | checkout_resource_url is required |
944 | Card entry method not accepted | Card entry method not accepted |
1134 | Transaction cannot be voided | Transaction cannot be voided |
1135 | Amount in the request does not match the amount in the payment token. | Declined |
1136 | Invalid or missing card-on-file request parameters | Invalid or missing card-on-file request parameters |
1137 | You are not authorized to process card-on-file transactions through this account. | You are not authorized to process card-on-file transactions through this account. |
1194 | Declined | Signature verification failed |
1195 | Declined | Signature expired |
1196 | Declined | Payment token expired |
1197 | Declined | Merchant ID in the request does not match the merchant ID in the payment token. |
1198 | Declined | Invalid payment token |
Message ID | Cardholder message | Merchant message |
---|---|---|
1001 | APPROVED | Approved with balance |
1002 | APPROVED | Approved without the balance |
1003 | APPROVED | Approved VIP |
1004 | APPROVED | Approved. Administrative Transaction |
1005 | DECLINED | Declined |
1006 | EXPIRED CARD | Declined. Expired card |
1007 | ADM PIN TRIES EXCEE | Declined. Max PIN attempts with an Administrative card reached |
1008 | INVALID CARD | Declined. The Admin card must be from the same institution as the POS |
1009 | SYSTEM NOT AVAIL. | Declined. The host cannot authorize the transaction at this time |
1010 | TRX NOT ALLOWED | Declined. The transaction type is invalid |
1011 | TRX NOT ALLOWED | Declined. The transaction type is not supported on this terminal |
1012 | DECLINED | Declined. The card status is lost or stolen |
1013 | DECLINED | Declined. The status of the card is unknown |
1014 | ACCOUNT NOT SET UP | Declined. The account used in the transaction is not defined |
1015 | PLEASE RETRY | Declined. Auth. type incorrectly defined. Host problem |
1016 | INVALID CARD | Declined. Track2 invalid |
1017 | PLEASE RETRY | Declined. Partial cancellations are not supported |
1018 | PLEASE RETRY | Declined. Invalid amount |
1019 | PLEASE RETRY | Declined. The transaction date is invalid. |
1020 | PLEASE RETRY | Declined. Transaction declined by the issuer |
1021 | PLEASE RETRY | Declined. Format error in the transaction |
1022 | PLEASE RETRY | Declined. Invalid acquirer institution |
1023 | PLEASE RETRY | Declined. Routing problem |
1024 | PLEASE RETRY | Declined. Routing problem |
1025 | PLEASE RETRY | Declined. Cannot authorize |
1026 | PLEASE RETRY | Declined. Invalid card number length |
1027 | DECLINED | Declined. Insufficient funds |
1028 | PLEASE RETRY | Declined. Preauthorization limit reached for the period |
1029 | DECLINED | Declined. Duplicate transaction |
1030 | PLEASE RETRY | Declined. Max online refund amount reached for a card for the period |
1031 | REFUND LIMIT | Declined. Max offline refund amount reached for a card for the period |
1032 | REFUND LIMIT | Declined. Max refund amount for a transaction |
1033 | OVER MAX NUMBER TRX | Declined. Max number of refunds reached for a card for the period |
1034 | PLEASE RETRY | Declined. Max refund amount reached for a card for the period |
1035 | NOT AVAILABLE | Declined. Balance inquiry transaction not permitted |
1036 | OVER MAX NUMBER TRX | Declined. Usage limit has been reached |
1037 | OVER MAX NUMBER TRX | Declined. The number of refunds for this card type has been reached |
1038 | PLEASE RETRY | Declined. Declined by the issuer |
1039 | DECLINED | Declined. Status of the card inactive |
1040 | HOLD CARD | Declined. Stolen card |
1041 | REFUND LIMIT | Declined. Limit in the no. of trans. or refund amount and Interac cancellations reached for the terminal |
1042 | PIN REQUIRED | Declined. The card PIN is required for this card (can be admin card) |
1043 | INVALID CARD | Declined. The check digit of the card number is invalid |
1044 | PLEASE RETRY | Declined. A forced transaction ended in error due to a system problem |
1045 | SYSTEM NOT AVAIL. | Declined. The authorization host is not available |
1046 | CALL FOR AUTH | Declined. The authorization host is not available |
1047 | CALL FOR AUTH | Declined. The authorization host is not available |
1048 | PLEASE RETRY | Declined. System error |
1049 | TRX NOT ALLOWED | Declined. Unsupported transaction |
1050 | CALL FOR AUTH | Declined. Maximum amount limit |
1051 | CALL FOR AUTH | Declined. Maximum amount limit for the day reached |
1052 | CALL SERVICE | Declined. Issuing host did not respond (timeout) |
1053 | CALL SERVICE | Declined. System error |
1054 | CALL SERVICE | Declined. System error |
1055 | CALL SERVICE | Declined. System error (admin card) |
1056 | CALL FOR AUTH | Declined. System error with security boxes |
1057 | CALL FOR AUTH | Declined. ARQC error |
1058 | CALL FOR AUTH | Declined. CVR error |
1059 | CALL FOR AUTH | Declined. TVR error |
1060 | CALL FOR AUTH | Declined. This message is an EMV referral - "fallback" |
1061 | RETAILER NOT FOUND | Declined. The merchant number is invalid |
1062 | PLEASE RETRY | Declined. Account type invalid. |
1063 | INVALID ADMIN PIN | Declined. The administrative PIN is invalid |
1064 | NEED ADMIN CARD | Declined. Admin card required. Currently only validated for admin PIN change transactions |
1065 | CALL SERVICE | Declined. The amount of the transaction is too high |
1066 | CARD NOT SET UP | Declined. The card is not set up in the acquirer's host (POS) |
1067 | CALL SERVICE | Declined. The transaction date is invalid |
1068 | INVALID DATE | Declined. The expiry date of the card is invalid |
1069 | CALL SERVICE | Declined. Transaction code invalid |
1070 | DECLINED | Declined. Transaction amount exceeds the allowable limit |
1071 | DECLINED | Declined. EMV - ARQC invalid |
1072 | DECLINED | Declined. EMV - Error with the security box |
1073 | DECLINED | Declined. EMV - Error with the security box |
1074 | DECLINED | Declined. EMV - Key cannot be found in the security module |
1075 | DECLINED | Declined. EMV - ATC error |
1076 | DECLINED | Declined. EMV - CVR error |
1077 | DECLINED | Declined. EMV - TVR error |
1078 | DECLINED | Declined. EMV - Transaction in fallback |
1079 | INVALID PROGRAM | Declined. PPC - The selected program is inactive |
1080 | TRX NOT ALLOWED | Declined. PPC - The merchant does not have access to the transaction program |
1081 | INC. AMOUNT/CARD | Declined. PPC - Amount differs from the program |
1082 | INVALID AMOUNT | Declined. PPC - The amount does not correspond with the program |
1083 | DECLINED | Declined. PPC - Activation correction impossible |
1084 | DECLINED | Declined. PPC - amount of the transaction higher than the starting amount |
1085 | ALREADY ACTIVE | Declined. PPC - card already activated |
1086 | INSUFF. FUNDS | Declined. PPC - Insufficient funds |
1087 | INVALID CARD | Declined. PPC - Invalid card |
1088 | FORMAT ERROR | Declined. Error in the format of the transaction |
1089 | FORMAT ERROR | Declined. Error in the contents of a field in the transaction |
1090 | FORMAT ERROR | Declined. Error in Batch Close |
1091 | PLEASE RETRY | Declined. Desjardins acquirer system timeout |
1092 | FORMAT ERROR | Declined. Error in the Desjardins host acquirer system |
1093 | TERMINAL DEACTIVATED | Declined. The terminal is deactivated at the Desjardins acquirer host |
1094 | FORMAT ERROR | Declined. The transaction is invalid. The response sent by the host only contains a header. |
1095 | INVALID PIN LENGTH | Declined. PIN length invalid |
1096 | PLEASE RETRY | Declined. Cardholder card data decrypting error. |
1097 | PLEASE RETRY | Declined. MAC error |
1098 | CALL SERVICE | Declined. Sequence number (see header) is invalid |
1099 | PIN TRIES EXCEEDED | Declined. Number of PIN attempts exceeded |
1100 | EXPIRED CARD | Declined. Expired card |
1101 | HOLD CARD | Declined. Card probably fraudulent. |
1102 | HOLD CARD | Declined. Stolen card |
1103 | INVALID AMOUNT | Declined. Invalid amount |
1104 | PLEASE RETRY | Declined. Invalid card |
1105 | HOLD CARD | Declined. Card probably fraudulent. |
1106 | PLEASE RETRY | Declined. Limit exceeded |
1107 | HOLD CARD | Declined. Amount exceeds the limit |
1108 | HOLD CARD | Declined. Retain card |
1109 | DECLINED | Declined. EMV - ARQC error |
1110 | DECLINED | Declined. EMV - CVR error |
1111 | DECLINED | Declined. EMV - TVR error |
1112 | UNABLE TO PROCESS | Declined. Error in the tax calculation |
1113 | CANCELLATION LIMITÂ | Declined. Daily Interac cancellation limit reached |
1114 | KEY CHANGE REQUIRED | Declined. First transaction for a terminal must be a transaction code 96 |
1115 | CARD NOT SUPPORTED | Declined. |
1116 | SELECT OTHER ACCT | Declined. Inactive Desjardins Interac account |
1117 | CARD NOT SET UP | Declined. Inactive Desjardins Interac card |
1118 | DECLINED | Declined. Desjardins Interac card, insufficient funds |
1119 | NOT ALLOWED | Declined. Transaction not allowed |
1120 | INVALID PIN | Declined. Incorrect PIN |
1121 | DECLINED | Declined. PIN Required. The card must be inserted into the chip reader. |
1122 | ADM PIN NOT IN FILE | Declined. Unrecognized administrative card |
1123 | PIN CHG NOT ALLOWED | Declined. This Admin card cannot be used to change the PIN |
1124 | SYSTEM NOT AVAIL. | Declined. Desjardins Interac issuing host unavailable |
1125 | DECLINED | Declined. Requires caisse authorization |
1126 | ACCOUNT NOT SET UP | Declined. Non-existent account |
1127 | CARD NOT SUPPORTED | Declined. Caisse (branch) does not exist |
1128 | CARD NOT SET UP | Declined. Card inactive at the Desjardins Interac issuing host |
1129 | SELECT OTHER ACCT | Declined. Account does not exist |
1130 | DECLINED | Declined. Amount exceeds the allowable limit |
1131 | CARD NOT SET UP | Declined. Account does not exist |
1132 | Invalid Accord D Transaction | Invalid Accord D Transaction |
1133 | Accord D transaction cannot be processed as recurring. | Accord D transaction cannot be processed as recurring. |
Message ID | Cardholder message | Merchant message |
---|---|---|
684 | APPROVAL | APPROVAL |
685 | REFERRAL | REFERRAL |
686 | INVLD MER ID | INVLD MER ID |
687 | APPRV LESSER AMT | APPRV LESSER AMT |
688 | BAD PROCESSING CODE | BAD PROCESSING CODE |
689 | INV AMT | INV AMT |
690 | INV ACCT NUM | INV ACCT NUM |
691 | INV TERMINAL | INV TERMINAL |
692 | PLEASE RETRY | PLEASE RETRY |
693 | DECLINED | DECLINED |
694 | EXPIRED CARD | EXPIRED CARD |
695 | DECLINED | DECLINED |
696 | HOLD - CALL CTR | HOLD - CALL CTR |
697 | SERV NOT ALLOWED | SERV NOT ALLOWED |
698 | APPROVAL | APPROVAL |
699 | AVS ACCEPTED | AVS ACCEPTED |
700 | INVALID TERM ID | INVALID TERM ID |
701 | PLEASE RETRY | PLEASE RETRY |
702 | RESEND BATCH | RESEND BATCH |
703 | SYSTEM PROBLEM | SYSTEM PROBLEM |
704 | CVV2 DECLINED | CVV2 DECLINED |
705 | DOWNLOAD FAILED | DOWNLOAD FAILED |
706 | INVLID MAC | INVLID MAC |
707 | INVALID ID NBR | INVALID ID NBR |
708 | INV DRIVER NBR | INV DRIVER NBR |
709 | INV VEHICLE NBR | INV VEHICLE NBR |
710 | INV EXP DATE | INV EXP DATE |
711 | INVLD AMT 3 | INVLD AMT 3 |
712 | INVLD ACCT 2 | INVLD ACCT 2 |
713 | INV EXP DATE | INV EXP DATE |
714 | INV ACCT | INV ACCT |
715 | INVLD ACCT 1 | INVLD ACCT 1 |
716 | CAPT. NOT ALLOWED | CAPT. NOT ALLOWED |
717 | COMM ERR RESEND | COMM ERR RESEND |
718 | INVL TERMINAL ID | INVL TERMINAL ID |
719 | INVL ARRIVAL-DT | INVL ARRIVAL-DT |
720 | INVL CHECKOUT DT | INVL CHECKOUT DT |
721 | INVL ROOM RATE | INVL ROOM RATE |
722 | INVL FOLIO NBR | INVL FOLIO NBR |
723 | INV TRN TYPE | INV TRN TYPE |
724 | MAX TIP $999 | MAX TIP $999 |
725 | INCORRECT PIN | INCORRECT PIN |
726 | AMT EXCEEDED LIMIT | AMT EXCEEDED LIMIT |
727 | HOST KEY ERROR | HOST KEY ERROR |
728 | PIN RETRY EXCEEDED | PIN RETRY EXCEEDED |
729 | DUPLICATE TRAN | DUPLICATE TRAN |
730 | REV REJECTED | REV REJECTED |
731 | ENTER LESSER AMOUNT | ENTER LESSER AMOUNT |
732 | PIN XLATE ERROR | PIN XLATE ERROR |
733 | INV CASHBACK AMT | INV CASHBACK AMT |
734 | CRYPTO BOX UNAV | CRYPTO BOX UNAV |
735 | DBT SWITCH UNAVL | DBT SWITCH UNAVL |
736 | ISSUER UNAV | ISSUER UNAV |
737 | UNDEFINED CARD | UNDEFINED CARD |
738 | DBTSW INV MERID | DBTSW INV MERID |
739 | TRAN CT EXCD LMT | TRAN CT EXCD LMT |
740 | RESUB EXCDS LMT | RESUB EXCDS LMT |
741 | DBTSW PIN XL ERR | DBTSW PIN XL ERR |
742 | DECLINE | DECLINE |
823 | ISS UNAV/DATE ER | ISS UNAV/DATE ER |
939 | Reversal Outside Window | Reversal Outside Window |
1176 | ADD AUTH REQUIRE | ADD AUTH REQUIRE |
Message ID | Cardholder message | Merchant message |
---|---|---|
561 | Approved or Completed Successfully. | Approved or Completed Successfully. |
562 | Call your Voice Authorization Center. | Call your Voice Authorization Center. |
563 | Touchtone capture, won’t roll to an operator. | Touchtone capture, won’t roll to an operator. |
564 | The Terminal ID is not set up on the Global Payments master file or the issuer returned an invalid merchant response. | The Terminal ID is not set up on the Global Payments master file or the issuer returned an invalid merchant response. |
565 | Authorization Declined. | Authorization Declined. |
566 | Authorization Declined. | Authorization Declined. |
567 | Requested transaction reversal was successful. | Requested transaction reversal was successful. |
568 | Response for CVV2 failure. Declined. | Response for CVV2 failure. Declined. |
569 | Approved with positive ID. Host does not capture this transaction. | Approved with positive ID. Host does not capture this transaction. |
570 | The Processing Code in the inbound message is incorrect. | The Processing Code in the inbound message is incorrect. |
571 | Amount entered is invalid. | Amount entered is invalid. |
572 | Account number or track data does not pass edit checks. | Account number or track data does not pass edit checks. |
573 | The transaction cannot be completed at this time. Retry later. | The transaction cannot be completed at this time. Retry later. |
574 | Expiration date entered is incorrect. | Expiration date entered is incorrect. |
575 | Incorrect PIN entered. | Incorrect PIN entered. |
576 | Customer, merchant or terminal set up incorrectly for transaction used or the transaction is not being allowed to the merchant. | Customer, merchant or terminal set up incorrectly for transaction used or the transaction is not being allowed to the merchant. |
577 | Maximum PIN entry attempts exceeded. | Maximum PIN entry attempts exceeded. |
578 | Transaction entered is a duplicate. | Transaction entered is a duplicate. |
579 | Global Payments Check System unavailable. | Global Payments Check System unavailable. |
580 | INV ACCT MATCH | INV ACCT MATCH |
581 | INV ACCT MATCH | INV ACCT MATCH |
582 | INV ITEM NUM | INV ITEM NUM |
583 | ITEM ADJ | ITEM ADJ |
584 | Terminal has not been balanced within time specified in the Global Payments Merchant Master File for this merchant. | Terminal has not been balanced within time specified in the Global Payments Merchant Master File for this merchant. |
585 | USE DUP THEN BAL | USE DUP THEN BAL |
586 | NO DUP FOUND | NO DUP FOUND |
587 | Format of the transaction is incorrect. | Format of the transaction is incorrect. |
588 | Transaction is attempted on a transaction that is not in the open batch on the host. | Transaction is attempted on a transaction that is not in the open batch on the host. |
589 | Approved but not captured. | Approved but not captured. |
590 | Approved but this EDC merchant is not set up to capture this card type. | Approved but this EDC merchant is not set up to capture this card type. |
591 | INV BANK | INV BANK |
592 | TRAN TYPE INVLD | TRAN TYPE INVLD |
593 | Approved debit card transaction. | Approved debit card transaction. |
594 | Global Payments gateway is experiencing a problem. | Global Payments gateway is experiencing a problem. |
595 | DB UNAVAIL 03 | DB UNAVAIL 03 |
596 | DB UNAVAIL 04 | DB UNAVAIL 04 |
597 | Merchant is not set up for debit on Global Payments Merchant Master File. | Merchant is not set up for debit on Global Payments Merchant Master File. |
598 | Invalid card number. | Invalid card number. |
599 | DB ISSUER UNAVAIL | DB ISSUER UNAVAIL |
600 | INVALID POS CARD | INVALID POS CARD |
601 | ACCT TYPE INVLD | ACCT TYPE INVLD |
602 | INVALID PREFIX | INVALID PREFIX |
603 | INVALID FIID | INVALID FIID |
604 | VERIFY | VERIFY |
605 | INVALID LIC | INVALID LIC |
606 | INVALID STATE CD | INVALID STATE CD |
607 | EDC application down, try later. | EDC application down, try later. |
608 | DB UNAVAIL 01 | DB UNAVAIL 01 |
609 | SCAN UNAVAILABLE | SCAN UNAVAILABLE |
610 | Exceeds withdrawal amount limit. | Exceeds withdrawal amount limit. |
611 | EXCEEDS MAX USES | EXCEEDS MAX USES |
770 | American Express CID failure. | American Express CID failure. |
803 | ISSUER UNAVAIL | ISSUER UNAVAIL |
806 | TRAN NOT ALLOWED | TRAN NOT ALLOWED |
1140 | INVALID INSTALLMENT | INVALID INSTALLMENT |
1141 | INVALID CURRENCY | INVALID CURRENCY |
1142 | INVALID ICC DATA | INVALID ICC DATA |
1143 | NA CAPT TXN | NA CAPT TXN |
1144 | FAX REQUIRED | FAX REQUIRED |
1145 | NA SETL TXN | NA SETL TXN |
1146 | USE CHIP READER | USE CHIP READER |
1147 | Only part of the requested amount was approved, but this EDC merchant is not set up to capture this card type. | Only part of the requested amount was approved, but this EDC merchant is not set up to capture this card type. |
1149 | PARTIAL AP | PARTIAL AP |
1150 | DECLINE DO NOT RETRY | DECLINE DO NOT RETRY |
1151 | DECLINE DO NOT RETRY | DECLINE DO NOT RETRY |
1152 | DECLINE RETRY LATER | DECLINE RETRY LATER |
1153 | DECLINE RETRY LATER | DECLINE RETRY LATER |
1154 | DECLINE RETRY LATER | DECLINE RETRY LATER |
1155 | DECLINE RETRY LATER | DECLINE RETRY LATER |
1156 | DECLINE DO NOT RETRY | DECLINE DO NOT RETRY |
1157 | DECLINE RETRY LATER | DECLINE RETRY LATER |
1158 | DECLINE RETRY LATER | DECLINE RETRY LATER |
1159 | DECLINE RETRY LATER | DECLINE RETRY LATER |
1160 | Do not attempt to submit this transaction again. The issuer will not approve the transaction. | Do not attempt to submit this transaction again. The issuer will not approve the transaction. |
1161 | Do not attempt to submit this transaction again. The issuer will not approve the transaction. | Do not attempt to submit this transaction again. The issuer will not approve the transaction. |
1162 | Do not attempt to submit this transaction again. The issuer will not approve the transaction. | Do not attempt to submit this transaction again. The issuer will not approve the transaction. |
Message ID | Cardholder message | Merchant message |
---|---|---|
346 | Approved | Approved |
347 | Auth Declined | Auth Declined |
348 | Call Voice Oper | Call Voice Oper |
349 | Hold - Call | Hold - Call |
350 | Call Voice Oper | Call Voice Oper |
351 | Invalid Card No | Invalid Card No |
352 | Invalid Exp. Date | Invalid Exp. Date |
353 | Invalid ICA No | Invalid ICA No |
354 | Invalid ABA No | Invalid ABA No |
355 | Invalid PIN No | Invalid PIN No |
356 | Invalid Bank MID | Invalid Bank MID |
357 | Invalid Term No | Invalid Term No |
358 | Invalid Amount | Invalid Amount |
359 | Invalid Tran Fmt | Invalid Tran Fmt |
360 | Call Voice Oper | Call Voice Oper |
361 | Lost/Stolen Card | Lost/Stolen Card |
362 | Invalid PIN | Invalid PIN |
363 | Over Credit Flr | Over Credit Flr |
364 | Request Denied | Request Denied |
365 | Not Online to XX | Not Online to XX |
366 | Auth Down-Retry | Auth Down-Retry |
367 | Auth Declined | Auth Declined |
368 | Invalid Pin No | Invalid Pin No |
369 | Auth Declined | Auth Declined |
370 | Card Not Allowed | Card Not Allowed |
371 | PL Setup Reqd | PL Setup Reqd |
372 | BIN Not Allowed | BIN Not Allowed |
373 | Card Not Allowed | Card Not Allowed |
374 | Inv Merc Rstrct Code | Inv Merc Rstrct Code |
375 | Prod Restricted | Prod Restricted |
376 | Prod Not On File | Prod Not On File |
377 | Auth Declined | Auth Declined |
378 | Auth Declined | Auth Declined |
379 | Auth Declined | Auth Declined |
380 | Request Denied | Request Denied |
381 | Invalid Driver Number | Invalid Driver Number |
382 | PIN Not Selected | PIN Not Selected |
383 | Auth Declined | Auth Declined |
384 | CVC2/CID ERROR | CVC2/CID ERROR |
385 | Tran Not Defined | Tran Not Defined |
386 | Block Act Not Alwd | Block Act Not Alwd |
387 | Incorrect Act Amt | Incorrect Act Amt |
388 | Auth Down - Retry | Auth Down - Retry |
389 | Auth Busy - Retry | Auth Busy - Retry |
390 | Auth Busy - Retry | Auth Busy - Retry |
391 | Auth Error - Retry | Auth Error - Retry |
392 | Err - Pls Retry | Err - Pls Retry |
393 | Err - Pls Retry | Err - Pls Retry |
394 | Invalid Term ID | Invalid Term ID |
395 | Invalid Function | Invalid Function |
396 | Invalid Card | Invalid Card |
397 | Invalid Exp. Date | Invalid Exp. Date |
398 | Invalid Action Code | Invalid Action Code |
399 | Amt Entry Error | Amt Entry Error |
400 | Invalid PIN | Invalid PIN |
401 | Invalid Card | Invalid Card |
402 | Auth # Not Entered | Auth # Not Entered |
403 | Invalid Down Pay Ind | Invalid Down Pay Ind |
404 | Policy # Wrong Len | Policy # Wrong Len |
405 | Invalid Ind Code | Invalid Ind Code |
406 | Invalid Function | Invalid Function |
407 | Entry Mode Invalid | Entry Mode Invalid |
408 | Invalid Industry Data | Invalid Industry Data |
409 | Inv Fleet Data | Inv Fleet Data |
410 | Invalid Sys Info | Invalid Sys Info |
411 | Invalid Format | Invalid Format |
412 | Inv Transaction Class | Inv Transaction Class |
413 | Inv PIN Capability | Inv PIN Capability |
414 | Inv/Missing Retr Ref | Inv/Missing Retr Ref |
415 | Inv MSDI | Inv MSDI |
416 | Invalid Duration | Invalid Duration |
417 | Inv Pref Cust Ind | Inv Pref Cust Ind |
418 | Inv MO/TO Number | Inv MO/TO Number |
419 | Inv Sale/Chg Des/Folio | Inv Sale/Chg Des/Folio |
420 | Inv Mult Clr Seq No | Inv Mult Clr Seq No |
421 | Inv Purch Card Data | Inv Purch Card Data |
422 | Inv Input/Use VRU | Inv Input/Use VRU |
423 | Invalid EC Data 329 | Invalid EC Data 329 |
424 | INV Function or Multiple FS or Unknown TKN | INV Function or Multiple FS or Unknown TKN |
425 | INV TKN Value | INV TKN Value |
426 | CVD Data Error | CVD Data Error |
427 | TKN Data Error | TKN Data Error |
428 | Invalid Term ID | Invalid Term ID |
429 | Invalid Term ID | Invalid Term ID |
430 | Term Not Active | Term Not Active |
431 | Invalid Act Code | Invalid Act Code |
432 | Void Not Allowed | Void Not Allowed |
433 | Ref Num Not Found | Ref Num Not Found |
434 | Proc Error 7 | Proc Error 7 |
435 | Too Many Batches | Too Many Batches |
436 | Release Batch | Release Batch |
437 | Invalid Function | Invalid Function |
438 | Invalid Term ID | Invalid Term ID |
439 | Invalid Term ID | Invalid Term ID |
440 | Proc Error 13 | Proc Error 13 |
441 | Proc Error 14 | Proc Error 14 |
442 | Proc Error 15 | Proc Error 15 |
443 | Invalid Function | Invalid Function |
444 | Invalid Function | Invalid Function |
445 | Invalid Function | Invalid Function |
446 | Please Try Again | Please Try Again |
447 | Invalid Function | Invalid Function |
448 | Amount Too Large | Amount Too Large |
449 | Amount Too Large | Amount Too Large |
450 | Invalid Term ID | Invalid Term ID |
451 | Proc Error 24 | Proc Error 24 |
452 | Invalid Term ID | Invalid Term ID |
453 | Invalid Function | Invalid Function |
454 | Rev Not Allowed | Rev Not Allowed |
455 | Rev Not Allowed | Rev Not Allowed |
456 | Dscv Not Allowed | Dscv Not Allowed |
457 | Rev Not Allowed | Rev Not Allowed |
458 | Dscv Not Allowed | Dscv Not Allowed |
459 | DC Not Allowed | DC Not Allowed |
460 | CB Not Allowed | CB Not Allowed |
461 | Invalid Key | Invalid Key |
462 | Invalid Key | Invalid Key |
463 | Failed-Plz Call | Failed-Plz Call |
464 | Failed-Plz Call | Failed-Plz Call |
465 | Failed-Plz Call | Failed-Plz Call |
466 | Failed-Plz Call | Failed-Plz Call |
467 | Failed-Plz Call | Failed-Plz Call |
468 | Failed-Plz Call | Failed-Plz Call |
469 | Failed-Plz Call | Failed-Plz Call |
470 | JCB Not Allowed | JCB Not Allowed |
471 | JCB Not Allowed | JCB Not Allowed |
472 | Bank Not On File | Bank Not On File |
473 | No Sponsor Inst | No Sponsor Inst |
474 | Failed Plz Call | Failed Plz Call |
475 | WX Not Allowed | WX Not Allowed |
476 | Amount Too Large | Amount Too Large |
477 | Reenter Odometer | Reenter Odometer |
478 | ||
479 | Tran Not Allowed | Tran Not Allowed |
480 | Bat Already Rels | Bat Already Rels |
481 | Invalid Rtng Ind | Invalid Rtng Ind |
482 | AX Not Allowed | AX Not Allowed |
483 | Invalid Merchant | Invalid Merchant |
484 | Call Voice Op | Call Voice Op |
485 | Auth Down-Retry | Auth Down-Retry |
486 | Auth Busy-Retry | Auth Busy-Retry |
487 | Auth Busy-Retry | Auth Busy-Retry |
488 | Invalid Term ID | Invalid Term ID |
489 | Term Not Active | Term Not Active |
490 | No Transactions | No Transactions |
491 | Bat Already Rels | Bat Already Rels |
492 | Batch Not Found | Batch Not Found |
794 | NO CHECKING ACCT | NO CHECKING ACCT |
805 | Signature Debit Not Allowed | Signature Debit Not Allowed |
T58 | SMTINQ MISS AMEX SCAP T58 | MISSING AMEX SCAP RECORD FOR AMEX OPTBLUE |
Message ID | Cardholder message | Merchant message |
---|---|---|
61 | Approved | Approved |
62 | Approved | Approved |
63 | Approved | Approved |
64 | Approved | Approved |
65 | Approved | Approved |
66 | Approved | Approved |
67 | Approved | Approved |
68 | Approved | Approved |
69 | Approved | Approved |
70 | Approved | Approved |
71 | Declined | Declined |
72 | Declined EXPIRED CARD | Declined EXPIRED CARD |
73 | Declined | Declined |
74 | Declined | Declined |
75 | Declined | Declined |
76 | PLEASE TRY AGAIN | PLEASE TRY AGAIN |
77 | Declined | Declined |
78 | Declined | Declined |
79 | Declined | Declined |
80 | Declined | Declined |
81 | Declined | Declined |
82 | Declined | Declined |
83 | Declined | Declined |
84 | Declined | Declined |
85 | Declined | Declined |
86 | PLEASE TRY AGAIN | Declined |
87 | Declined | Declined ADJ NOT ALLOWED |
88 | Declined | Declined |
89 | Declined | Declined INVALID TRAN DATE |
90 | Declined | Declined |
91 | PLEASE TRY AGAIN | Declined |
92 | Declined | Declined |
93 | Declined | Declined |
94 | Declined | Declined |
95 | Declined | Declined |
96 | Declined | Declined |
97 | Declined | Declined |
98 | Declined | Declined |
99 | Declined | Declined |
100 | Declined | Declined DUPLICATE TRAN |
101 | Declined | Declined |
102 | Declined | Declined |
103 | Declined | Declined MAX PER REFUND |
104 | Declined | Declined NUM TIMES USED |
105 | Declined | Declined MAX REFUND TOTAL |
106 | Declined | Declined |
107 | Declined | Declined |
108 | Declined | Declined |
109 | Declined | Declined MAX REFUND NUMBER |
110 | Declined Do Not Retry | Declined Do Not Retry |
111 | Declined | Declined |
112 | Declined | Declined |
113 | Declined | Declined |
114 | Declined | Declined |
115 | Declined | Declined |
116 | Declined | Declined |
117 | Declined | Declined |
118 | Declined | Declined |
119 | Declined | Declined |
120 | Declined | Declined |
121 | Declined | Declined |
122 | Declined | Declined |
123 | Call for Auth | Call for Auth |
124 | Declined | Declined |
125 | Declined | Declined |
126 | Declined | Declined |
127 | Declined | Declined CARD NOT SUPPORTED |
128 | Declined | Declined |
129 | Declined | Declined |
130 | Declined | Declined |
131 | Declined | Declined |
132 | Declined | Declined |
133 | Declined | Declined |
134 | Declined | Declined |
135 | Declined | Declined |
136 | Declined | Declined |
137 | Declined | Declined |
138 | Declined | Declined |
139 | Declined | Declined SERVICE MERCHANT NOT ON FILE |
140 | Declined | Declined |
141 | Declined | Declined |
142 | Declined | Declined |
143 | Declined | Declined |
144 | Declined | Declined |
145 | Declined | Declined |
146 | Declined | Declined |
147 | Declined | Declined INVALID TRAN DATE |
148 | Declined | Declined INVALID EXP DATE |
149 | Declined | Declined INVALID TRANCODE |
150 | Declined | Declined |
151 | Declined | Declined |
152 | Declined | Declined |
153 | Declined | Declined |
154 | Declined | Declined BAD FORMAT |
155 | Declined | Declined BAD DATA |
156 | Declined | Declined |
157 | Declined | Declined |
158 | PLEASE TRY AGAIN | Declined - TIMEOUT |
159 | Declined | Declined |
160 | Declined | Declined TERMINAL DEACTIVATED |
161 | Declined | Declined BAD RESPONSE LENGTH |
162 | Declined | Declined |
163 | Declined | Declined |
164 | Declined | Declined |
165 | Declined | Declined |
166 | Declined | Declined BAD SEQUENCE NUMBER |
167 | Declined | Declined |
168 | Declined | Declined EXPIRED CARD |
169 | Declined | Declined |
170 | Declined | Declined |
171 | Declined | Declined |
172 | Declined | Declined |
173 | Declined | Declined |
174 | Declined | Declined |
175 | Declined | Declined |
176 | Declined Do Not Retry | Declined Do Not Retry |
177 | Declined | Declined ADMIN CARD NOT FOUND |
178 | Declined | Declined ADMIN CARD NOT ALLOWED |
179 | Declined | Declined |
180 | Declined | Declined |
181 | Declined | Declined |
182 | Declined | Declined |
183 | Declined | Declined |
184 | Declined | Declined |
185 | Declined | Declined |
186 | Declined | Declined |
187 | Declined | Declined |
188 | Declined | Declined |
189 | Declined | Declined |
771 | Declined | Declined |
772 | Declined | Declined |
773 | Declined | Declined |
774 | Declined | Declined |
775 | Declined | Declined |
776 | Declined | Declined |
777 | Declined | Declined |
778 | Declined | Declined |
779 | Declined | Declined |
780 | Declined | Declined |
781 | Declined | Declined |
782 | Declined | Declined |
783 | Declined | Declined |
784 | Declined | Declined |
785 | Declined | Declined |
786 | Declined | Declined |
787 | Declined | Declined |
824 | Approved | Approved |
1178 | PT Token Expired | PT Token Expired |
1179 | PT Token start date in the future, not active yet | PT Token start date in the future, not active yet |
1180 | PT Token and PAN are present in the request message | PT Token and PAN are present in the request message |
1181 | Invalid PT Token | Invalid PT Token |
1182 | Merchant does not subscribe to Merchant OMNI Tokenization | Merchant does not subscribe to Merchant OMNI Tokenization |
1183 | PT Token not present in request message | PT Token not present in request message |
1184 | PT Token is present, Expiry Date is not present | PT Token is present, Expiry Date is not present |
1185 | OMNI Tokenization is disabled | OMNI Tokenization is disabled |
1186 | Invalid API version | Invalid API version |
1193 | Declined | Declined Do Not Retry |
Message ID | Cardholder message | Merchant message |
---|---|---|
494 | Approval | Approval |
495 | Card OK | Card OK |
496 | Call | Call |
497 | Call | Call |
498 | No Reply | No Reply |
499 | No Reply | No Reply |
500 | Hold-call or Pick Up Card | Hold-call or Pick Up Card |
501 | Hold-call or Pick Up Card | Hold-call or Pick Up Card |
502 | Hold-call or Pick Up Card | Hold-call or Pick Up Card |
503 | Hold-call or Pick Up Card | Hold-call or Pick Up Card |
504 | Acct Length Err | Acct Length Err |
505 | Already Reversed | Already Reversed |
506 | Amount Error | Amount Error |
507 | Cant Verify PIN | Cant Verify PIN |
508 | Cant Verify PIN | Cant Verify PIN |
509 | Card No. Error | Card No. Error |
510 | Cashback Not App | Cashback Not App |
511 | Cashback Not Avl | Cashback Not Avl |
512 | Check Digit Err | Check Digit Err |
513 | CID Format Error | CID Format Error |
514 | Date Error | Date Error |
515 | Decline | Decline |
516 | Decline | Decline |
517 | Decline | Decline |
518 | Decline | Decline |
519 | Decline | Decline |
520 | Decline | Decline |
521 | Decline | Decline |
522 | Encryption Error | Encryption Error |
523 | Error | Error |
524 | Expired Card | Expired Card |
525 | Failure HV | Failure HV |
526 | Failure CV | Failure CV |
527 | Invalid Routing | Invalid Routing |
528 | Invalid Trans | Invalid Trans |
529 | No Account | No Account |
530 | No Action Taken | No Action Taken |
531 | Unsolic Reversal | Unsolic Reversal |
532 | No Action Taken | No Action Taken |
533 | No Check Account | No Check Account |
534 | No Credit Acct | No Credit Acct |
535 | No Save Account | No Save Account |
536 | No Such Issuer | No Such Issuer |
537 | PIN Exceeded | PIN Exceeded |
538 | RE Enter | RE Enter |
539 | Sec Violation | Sec Violation |
540 | Serv Not Allowed | Serv Not Allowed |
541 | Serv Not Allowed | Serv Not Allowed |
542 | Stop Recurring | Stop Recurring |
543 | Stop Recurring | Stop Recurring |
544 | System Error | System Error |
545 | Term Id Error | Term Id Error |
546 | Wrong Pin | Wrong Pin |
547 | CVV2 Mismatch | CVV2 Mismatch |
548 | Duplicate Trans | Duplicate Trans |
549 | Approval | Approval |
550 | Cannot Convert | Cannot Convert |
551 | Invalid ABA | Invalid ABA |
552 | Amount Error | Amount Error |
553 | Unpaid Items | Unpaid Items |
554 | Duplicate Number | Duplicate Number |
555 | MICR Error | MICR Error |
556 | Too Many Checks | Too Many Checks |
1163 | Partial Approval | Partial Approval |
1164 | Approval - VIP Approval | Approval - VIP Approval |
1165 | Approval - Honor Mastercard with ID | Approval - Honor Mastercard with ID |
1166 | SRCHG Not Allowed - Surcharge amount not permitted on Visa cards or EBT food stamps | SRCHG Not Allowed - Surcharge amount not permitted on Visa cards or EBT food stamps |
1167 | SRCHG Not Allowed - Surcharge amount not supported by debit network issuer | SRCHG Not Allowed - Surcharge amount not supported by debit network issuer |
1168 | System Error | System Error |
1169 | Undefined Response | Undefined Response |
1173 | Domestic Debit not allowed | Domestic Debit not allowed |
1174 | Suspected Fraud | Suspected Fraud |
1175 | Closed Account | Closed Account |
Message ID | Cardholder message | Merchant message |
---|---|---|
1 | APPROVED | Approved |
7 | APPROVED | Transaction Declined |